Velotax Serviços de Tecnologia Ltda.

Founded in 2020 in São Paulo, Brazil, Velotax operates as a digital platform focused on providing fast access to income tax refunds through online loan applications.Velotax operates as a prominent digital platform specializing in the anticipation of income tax refunds (IRPF) for workers in Brazil, particularly targeting individuals with formal employment. The company's core offerings allow end users to receive their tax refunds quickly by facilitating a seamless online loan application process. Users can download the Velotax app, simulate their credit options, and confirm loans that provide funds directly to their bank accounts, often within 48 hours. This service is especially beneficial for those with a formal employment relationship, as it offers solutions for financial liquidity without requiring credit card details or physical branch visits.Velotax generates revenue primarily through its loan products, specifically targeting individuals anticipating their tax refunds. The company's business model involves direct transactions between Velotax and its clients, who utilize the platform to access quick credit solutions. For instance, when a user applies for a loan of R$300, they are provided with a total repayment amount structured around predetermined interest rates, which are clearly defined within the platform.0%.In October 2025, Velotax Serviços de Tecnologia Ltda. The company plans to develop new products aimed at improving user experience and accessibility, with a focus on launching these innovations in the coming months. Additionally, Velotax is looking to broaden its reach into new markets within Brazil, targeting both urban and rural areas to ensure that financial solutions are available to a wider audience.

1. Series A

   Oct 22, 2025

   Amount

   $125M

   Investors

   Locked