Spinwheel Solutions

Spinwheel Solutions, Inc. is a US-based technology company specializing in innovative debt-related APIs and white-label modules that streamline payment processes for lenders and financial institutions. Founded in 2019 and headquartered in Fremont, US, Spinwheel Solutions, Inc. focuses on providing debt management solutions. In September 2025, Spinwheel Solutions, Inc. Spinwheel specializes in debt-related APIs and white-label modules that provide real-time, verified consumer and credit data, facilitating seamless payment processing within existing workflows. Their core offerings include solutions for various debt categories such as student loans, credit card debt, personal loans, mortgage loans, auto loans, and buy now pay later products. These services empower financial institutions and lenders to enhance customer experiences by simplifying debt management processes, such as pre-qualification, underwriting, and balance transfers, using just a phone number and birthdate.Spinwheel generates revenue primarily through transactional services related to its debt APIs and modules, utilized by lenders and financial service providers. Clients engage with Spinwheel by integrating its APIs, which enhances debt management solutions for their end-users, resulting in various fee structures based on the services utilized. Clients may pay for functionalities like 1-Click Balance Transfers or 1-Click Debt Management, which streamline managing consumer debt. The business model encompasses B2B transactions, where financial institutions leverage Spinwheel's technology, potentially leading to subscription-based revenue or transactional fees. Specific pricing plans and detailed revenue figures have not been disclosed, limiting the outline of exact financial structures associated with these services.

1. Series A

   Jun 23, 2025

   Amount

   $30M

   Investors

   Locked

2. Seed

   May 10, 2021

   Amount

   $7.3M

   Investors

   Locked