Spense Reliable Fintech Solutions Private
Latest round
- Seed
Last raised
- Jul 2026
Total raised
- $2.8M
Investors
- 4
About Spense Reliable Fintech Solutions Private
Based in India, Spense Reliable Fintech Solutions Private Ltd. doing business as Spense. Spense provides innovative digital banking solutions designed to enhance financial institutions' capabilities through secure and user-friendly technology. Founded in 2022, Spense Reliable Fintech Solutions Private Ltd. operates from Bangalore, India, focusing on digital banking solutions. Spense Reliable Fintech Solutions Private Limited co-founded by Pawan Kumar (CEO) and Srinivas Krishnamurthy (CTO). Spense Reliable Fintech Solutions Private Ltd. specializes in creating comprehensive digital banking solutions tailored for financial institutions. The company's core offerings include a smart banking app that emphasizes user-friendly and secure interfaces, facilitating seamless customer interactions. Spense's solutions aim to enhance agility and scalability for banks and non-banking financial companies (NBFCs), addressing challenges in digital transformation and customer experience. Their products support various functions such as account management, digital gold investments, peer-to-peer lending, and mutual fund transactions.Spense's revenue model is primarily based on partnerships and B2B transactions with financial institutions seeking to improve their digital banking capabilities. The company generates income through bespoke solutions that may involve subscription fees or service charges for the implementation and ongoing support of their banking applications. Their flagship product, the smart banking app, is pivotal to their revenue generation as it enables banks to streamline processes and enhance customer engagement. Transaction structures encompass service agreements that detail pricing plans based on the scope of services utilized by each client, aligning costs with specific client needs and anticipated transaction volumes. This approach allows Spense to maintain strategic relationships with its clients while driving sustained revenue from its innovative financial technology solutions.
Who invested in Spense Reliable Fintech Solutions Private
4 investors across 1 round
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Funding rounds
Seed
Jul 1, 2026
Amount
$2.8M
Investors
Questions about Spense Reliable Fintech Solutions Private
Who invested in Spense Reliable Fintech Solutions Private?
Spense Reliable Fintech Solutions Private has 4 investors on record across 1 venture round. Sign up free to see every VC on the cap table and the rounds they joined.
How much funding has Spense Reliable Fintech Solutions Private raised?
Spense Reliable Fintech Solutions Private has raised 1 venture round. Sign up free to see how much each round raised and the total.
When did Spense Reliable Fintech Solutions Private last raise money?
Spense Reliable Fintech Solutions Private's most recent round on record is a Seed, in Jul 2026.
What does Spense Reliable Fintech Solutions Private do?
Based in India, Spense Reliable Fintech Solutions Private Ltd.
Where is Spense Reliable Fintech Solutions Private headquartered?
Spense Reliable Fintech Solutions Private is headquartered in Bangalore, India.
Which VCs invest in companies like Spense Reliable Fintech Solutions Private?
Among active investors with capital left to deploy, 360 ONE, Gopher Asset Management, DSC Investment and Stellaris Venture Partners back financial services companies at Spense Reliable Fintech Solutions Private's stage. Their profiles are linked below.
VCs backing financial services startups at Seed
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