Oolka
Latest round
- Series A
Last raised
- Apr 2026
Total raised
- $21M
Investors
- 4
About Oolka
Founded in 2023 in Bangalore, India, Oolka provides solutions aimed at enhancing users' credit scores. Oolka operates as an independent firm without known subsidiaries or pivots. Oolka mainly provides AI-powered financial solutions created to improve users' credit scores while encouraging responsible credit habits. Its core offerings feature an AI Credit Score solution that delivers tailored insights into elements affecting credit scores, including credit usage and repayment history. In addition, the Oolka Credit Builder solution helps first-time users with building and strengthening their credit profiles, targeting a score of 800 or higher. Users are able to track their loan repayments and credit card bills via the platform, gaining cashback incentives when they complete transactions. This service supports individuals seeking to enhance their financial position, especially within geographies where availability of conventional credit-building tools can be constrained, covering India and possibly other South Asian markets. Oolka’s integration with Bharat Bill Pay expands its user base to reach a wider set of customers focused on streamlined money management. Oolka’s revenue model is largely based on transaction fees and possible subscription offerings linked to its range of services. The company earns income as users interact with its credit products, especially when using the platform to monitor and pay loan EMIs. Users receive cashback incentives, which encourage frequent engagement and disciplined payment behavior through Oolka, resulting in consistent transaction volumes. While exact pricing for its products and services is not publicly revealed, the business model suggests a B2C approach where individuals gain value through direct use of the platform’s capabilities. This revenue strategy supports the company’s objective of encouraging healthy credit practices while delivering measurable rewards for sustained financial discipline.
Who invested in Oolka
4 investors across 2 rounds
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Questions about Oolka
Who invested in Oolka?
Oolka has 4 investors on record across 2 venture rounds. Sign up free to see every VC on the cap table and the rounds they joined.
How much funding has Oolka raised?
Oolka has raised 2 venture rounds. Sign up free to see how much each round raised and the total.
When did Oolka last raise money?
Oolka's most recent round on record is a Series A, in Apr 2026.
What does Oolka do?
Founded in 2023 in Bangalore, India, Oolka provides solutions aimed at enhancing users' credit scores.
Where is Oolka headquartered?
Oolka is headquartered in Bangalore, India.
Which VCs invest in companies like Oolka?
Among active investors with capital left to deploy, ICBC Capital Management, China Life Capital, GoHigh Capital and ABQH Shenzhen Investment Fund Management back financial services companies at Oolka's stage. Their profiles are linked below.
VCs backing financial services startups at Series A
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