Defacto

Financial ServicesSeries BParis, Francegetdefacto.com

Latest round

Series B

Last raised

Sep 2025

Total raised

$49M

Investors

6

About Defacto

Based in France, Defacto, SAS provides a platform for innovative financial solutions aimed at enhancing cash flow management for businesses. While David Schoelles serves as the CEO. Defacto offers innovative financial solutions designed specifically for businesses looking to manage their cash flow effectively. These offerings are tailored to address the diverse needs of small and medium-sized businesses (SMBs), allowing them to access working capital quickly and efficiently. Defacto serves a wide range of industries through its partnerships, providing solutions to over 12,000 SMBs across various geographical markets, including Europe and North America.05% per day on the amount financed. The company's revenue structure is based on transactions where SMBs request advances against their accounts receivables or inventory restocking needs. A typical transaction involves a business utilizing Defacto's platform to secure funds for inventory replenishment, with repayments structured flexibly between 0 to 120 days. Additionally, Defacto offers its services through partnerships with banks and other financial institutions, enhancing the value proposition for clients who can leverage these integrations for seamless access to capital. This approach strengthens the financial support for SMBs and fosters long-term relationships with partners and clients alike.

Who invested in Defacto

6 investors across 4 rounds

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Funding rounds

  1. Series B

    Sep 5, 2025

    Amount

    $19M

    Investors

    Locked

  2. Series A

    Nov 8, 2023

    Amount

    $11M

    Investors

    Locked

  3. Series A

    Jun 7, 2022

    Amount

    $16M

    Investors

    Locked

  4. Seed

    Nov 12, 2021

    Amount

    $3.4M

    Investors

    Locked

Questions about Defacto

Who invested in Defacto?

Defacto has 6 investors on record across 4 venture rounds. Sign up free to see every VC on the cap table and the rounds they joined.

How much funding has Defacto raised?

Defacto has raised 4 venture rounds. Sign up free to see how much each round raised and the total.

When did Defacto last raise money?

Defacto's most recent round on record is a Series B, in Sep 2025.

What does Defacto do?

Based in France, Defacto, SAS provides a platform for innovative financial solutions aimed at enhancing cash flow management for businesses.

Where is Defacto headquartered?

Defacto is headquartered in Paris, France.

Which VCs invest in companies like Defacto?

Among active investors with capital left to deploy, Mundi Ventures, Apis Partners, Mouro Capital and HV Capital back financial services companies at Defacto's stage. Their profiles are linked below.

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