Cardless

Financial ServicesSeries CSan Francisco, UScardless.com

Latest round

Series C

Last raised

Aug 2025

Total raised

$108M

Investors

10

About Cardless

Cardless, Inc. is a US-based embedded credit card platform that provides businesses with innovative solutions to integrate credit card offerings directly into their applications and websites, enhancing customer engagement and retention. Founded in 2019 and headquartered in San Francisco, US, Cardless, Inc. specializes in embedded credit solutions. The company was co-founded by Michael Spelfogel and Scott Kazmierowicz, the latter currently serving as CEO.645 mn. Cardless provides an embedded credit card platform that simplifies the integration of credit card offerings for businesses. The main product includes a dynamic apply button that allows customers to apply for credit cards through a streamlined pre-built form, granting them immediate access to digital cards.Cardless earns revenue through B2B partnerships, where businesses integrate its credit card solutions. The revenue model includes subscription fees for access to services and revenue sharing from transaction fees as customers utilize their cards. Their platform enables real-time data analytics, improving approval rates and fostering customer loyalty, which can lead to increased transaction volumes for both Cardless and its clients. In August 2025, Cardless, Inc.

Who invested in Cardless

10 investors across 4 rounds

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Funding rounds

  1. Series C

    Aug 1, 2025

    Amount

    $60M

    Investors

    Locked

  2. Series B

    Apr 7, 2021

    Amount

    $38M

    Investors

    Locked

  3. Series A

    Jun 1, 2020

    Amount

    $7M

    Investors

    Locked

  4. Seed

    Oct 1, 2019

    Amount

    $2.8M

    Investors

    Locked

Questions about Cardless

Who invested in Cardless?

Cardless has 10 investors on record across 4 venture rounds. Sign up free to see every VC on the cap table and the rounds they joined.

How much funding has Cardless raised?

Cardless has raised 4 venture rounds. Sign up free to see how much each round raised and the total.

When did Cardless last raise money?

Cardless's most recent round on record is a Series C, in Aug 2025.

What does Cardless do?

Cardless is a financial services company.

Where is Cardless headquartered?

Cardless is headquartered in San Francisco, US.

Which VCs invest in companies like Cardless?

Among active investors with capital left to deploy, Radical Ventures, Ribbit Capital, TrueBridge Capital Partners and Tribe Capital back financial services companies at Cardless's stage. Their profiles are linked below.

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