Latest round

Series B

Last raised

Sep 2019

Total raised

$165M

Investors

5

About APTUS

Aptus Value Housing Finance India Limited, founded in 2009, is headquartered in Chennai, India. The company focuses on offering housing finance products tailored to the needs of self-employed individuals.Aptus Value Housing Finance India Ltd primarily focuses on providing home loan solutions tailored for self-employed individuals and low to middle-income families, particularly in semi-urban and rural markets across India. The company’s core product offerings include home loans for various purposes such as home construction, purchase, renovation, and extension, as well as loans against property (LAP) for construction and purchasing purposes. Aptus also provides insurance products relevant to housing finance, including credit shield insurance, which ensures the repayment of outstanding loans in the event of a customer's death, and property insurance.Aptus Value Housing Finance generates revenue primarily through interest income from its home loan and loan against property products.90. The transaction structure typically involves direct lending to consumers, where customers apply for loans based on their financial needs, including home purchase, construction, or renovation. The company assesses these applications through a thorough evaluation process, which includes credit assessments and verification of income, particularly for self-employed individuals. The interest rates and terms of these loans are set based on the company's pricing plans, reflecting the risk profile and creditworthiness of the borrowers. The company is working on introducing new housing finance products aimed at enhancing its service offerings to self-employed customers by the end of 2023. Additionally, Aptus is targeting expansion into new markets, specifically increasing its presence in underserved regions across India. The strategic use of funds will facilitate the development of new products and potentially the opening of additional branches to better serve these markets.

Who invested in APTUS

5 investors across 2 rounds

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Funding rounds

  1. Series B

    Sep 10, 2019

    Amount

    $124M

    Investors

    Locked

  2. Series A

    Sep 9, 2016

    Amount

    $41M

    Investors

    Locked

Questions about APTUS

Who invested in APTUS?

APTUS has 5 investors on record across 2 venture rounds. Sign up free to see every VC on the cap table and the rounds they joined.

How much funding has APTUS raised?

APTUS has raised 2 venture rounds. Sign up free to see how much each round raised and the total.

When did APTUS last raise money?

APTUS's most recent round on record is a Series B, in Sep 2019.

What does APTUS do?

Aptus Value Housing Finance India Limited, founded in 2009, is headquartered in Chennai, India.

Where is APTUS headquartered?

APTUS is headquartered in Chennai, India.

Which VCs invest in companies like APTUS?

Among active investors with capital left to deploy, ICBC Capital Management, China Life Capital, GoHigh Capital and ABQH Shenzhen Investment Fund Management back financial services companies at APTUS's stage. Their profiles are linked below.

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