# Zanifu

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/zanifu

- Industry: Financial Services
- Headquarters: Nairobi, Kenya
- Website: www.zanifu.com/
- Total disclosed funding: $1M
- Latest round: Seed (Jan 18, 2022)
- Investors on record: 3

## About

Based in Nairobi, Kenya, and founded in 2017 by CEO Sebastian Mithika, and COO Steve Biko, Zanifu Ltd operates as a fintech company that allows MSMEs (micro, small and medium enterprises) operating in the African FMCG (fast-moving consumer goods) retail sector get access to working capital. Based in Nairobi, Kenya, and founded in 2017 by CEO Sebastian Mithika, and COO Steve Biko, Zanifu Ltd operates as a fintech company that allows MSMEs (micro, small and medium enterprises) operating in the African FMCG (fast-moving consumer goods) retail sector get access to working capital. In September 2025, Zanifu Ltd raised an undisclosed amount of venture funding from new investor Yango Ventures. The company will use the September 2025 funding to expand access to working capital for underserved small businesses. The company provides a financial platform for retailers to access inventory from any of their FMCG suppliers, whether offline or offline, and pay back after they've sold the goods, and offers real-time supplier settlement. The platform also brings supplier and retailer inventory transactions online, enabling credit underwriting. In addition, the platform enables offline distributors to manage their customers and grow their turnover. Zanifu Ltd generates revenue by charging interest and fees on short-term working capital loans to SMEs, paid directly to suppliers, ensuring high repayment rates and sustainable margins. In September 2025, Zanifu Ltd raised an undisclosed amount of venture funding from new investor Yango Ventures. The company plans to utilize the September 2025 funding to expand access to working capital for underserved small businesses.

## Funding rounds

- Seed, Jan 18, 2022, $1M — Saviu Ventures, Launch Africa Ventures, Sayani Investments

## Investors

- Saviu Ventures (https://capitalatlas.ai/funds/saviu-ventures) — Seed
- Launch Africa Ventures (https://capitalatlas.ai/funds/launch-africa-ventures) — Seed
- Sayani Investments (https://capitalatlas.ai/funds/sayani-investments) — Seed