# Yaspa

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/yaspa

- Industry: Financial Services
- Headquarters: London, UK
- Website: www.yaspa.com/
- Total disclosed funding: $12M
- Latest round: Series A (Jun 2, 2025)
- Investors on record: 3

## About

Yaspa Limited, based in the UK, specializes in providing instant payment solutions leveraging open banking technology to facilitate real-time bank transactions without the need for cards or apps, streamlining payment processes for users and merchants alike.Founded in 2017 and headquartered in London, UK, Yaspa Limited focuses on instant payment solutions. The company has raised a total of USD 12.00 mn, primarily through two funding rounds, with the latest round occurring in July 2025, led by Discerning Capital. Yaspa's founder has a history in fintech, although further details about previous ventures are not specified.Yaspa specializes in providing instant payment solutions through its core offering, Pay by Bank, which leverages open banking technology for real-time bank payments. This service allows users to execute verified transactions and deposits directly into merchant accounts without the need for cards, codes, or apps, thus streamlining the payment process for end users. Yaspa’s platform incorporates advanced features such as account verification, AI-powered fraud detection, and integrated Know Your Customer (KYC) checks, which are essential for regulated industries and enhance compliance and security. The primary clientele includes eCommerce platforms, gaming companies, utilities, charities, and other businesses requiring instant transactions, primarily targeting markets in Europe and the United States. With these capabilities, Yaspa aims to improve conversion rates for businesses by providing a fast, frictionless payment experience that meets the growing consumer demand for seamless transactions.Yaspa generates revenue primarily through transaction fees associated with its payment processing services, which are structured around B2B and direct-to-consumer models. Clients typically engage with Yaspa by integrating its Pay by Bank solution into their platforms, allowing for immediate payment settlements and refunds. The transaction structure is designed to facilitate both one-off payments and recurring transactions, enabling businesses to benefit from a more efficient payment process. Additionally, partnerships with various merchants and service providers contribute to Yaspa’s revenue stream, as the company offers tailored solutions that enhance the payment experience for end users. The pricing model is reflective of the services rendered, focusing on the unique features of Yaspa’s technology, such as risk assessments and real-time insights, which are crucial for maintaining a competitive edge in the fintech landscape.In July 2025, Yaspa Limited raised USD 12.00 mn in venture funding, led by Discerning Capital, to support strategic initiatives. The company plans to expand its operational presence in the US, establish local hiring, and build partnerships tailored for regulated gambling operators. This funding will help Yaspa adapt its platform to meet the specific needs of these sectors and drive further growth in the North American market.

## Funding rounds

- Series A, Jun 2, 2025, $12M — Techstars, Metavallon VC, Discerning Capital

## Investors

- Techstars (https://capitalatlas.ai/funds/techstars) — Series A
- Metavallon VC (https://capitalatlas.ai/funds/metavallon-vc) — Series A
- Discerning Capital (https://capitalatlas.ai/funds/discerning-capital) — Series A