# Yapeal

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/yapeal

- Industry: Financial Services
- Headquarters: Zurich, Switzerland
- Website: www.yapeal.ch
- Latest round: Seed (Apr 17, 2019)
- Investors on record: 1

## About

Yapeal AG is a financial technology firm based in Zurich, Switzerland, that provides a comprehensive suite of integrated financial solutions, enhancing operational efficiency and streamlining payment processes for businesses.Founded in 2018 in Zurich, Switzerland, Yapeal AG specializes in delivering modern financial services. The company was established by a team of entrepreneurs, including Andy Waar, Hans Kuhn, Markus Kessler, Paul Disteli, Thomas Hilgendorff, and Vito Tauriello. They have successfully secured 3 deals, with their latest funding round occurring on January 13, 2021, when Yapeal AG raised an undisclosed amount of venture funding led by Abacus Research AG. The current CEO is Thomas Hilgendorff.Yapeal offers a suite of integrated financial solutions designed to enhance operational efficiency and streamline payment processes for businesses. Central to their offering is an API-first digital platform that supports embedded finance, allowing clients to integrate payment functionalities, accounts, and card services directly into their products. This includes features such as self-sovereign card issuance, digital identification (KYC) for compliance, and real-time monitoring tools. Yapeal's services cater primarily to business clients across various sectors, including investment firms, banks, and enterprises looking to optimize their financial operations. The company operates in multiple geographical markets, focusing on regions where clients require seamless, compliant, and innovative financial solutions.Yapeal generates revenue through diverse channels, primarily focusing on B2B partnerships. Their pricing structure involves service fees associated with transactions, subscription models for access to their platform, and potential revenue sharing agreements with clients utilizing their embedded finance solutions. For instance, a business may leverage Yapeal's expense card solutions, incurring a fee for each card issued and transaction processed, while also paying a subscription fee for ongoing access to the platform's features. This transactional framework ensures that Yapeal aligns its revenue model with the needs of its clients, supporting various business activities while facilitating enhanced customer engagement and retention. The company positions itself as a key partner for businesses aiming to innovate and streamline their financial processes.Yapeal AG is focused on launching new products and expanding its geographical reach. The company is currently developing additional features for its API-first platform, with plans to unveil these enhancements in the upcoming year. Additionally, Yapeal targets expansion into new markets, specifically in the European fintech landscape, with a goal to establish a presence in select countries by the end of 2023. The recent funding round in January 2021 will be utilized to support these initiatives, facilitating product development and market entry strategies.

## Funding rounds

- Seed, Apr 17, 2019 — blufolio

## Investors

- blufolio (https://capitalatlas.ai/funds/blufolio) — Seed