# With Coverage

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/with-coverage

- Industry: Software
- Headquarters: New York, US
- Website: www.withcoverage.com/
- Total disclosed funding: $42M
- Latest round: Series B (Jan 13, 2026)
- Investors on record: 4

## About

Based in the US, With Coverage Inc. operates a sophisticated AI-driven platform that enhances risk management for businesses by streamlining insurance processes and enabling proactive risk identification.With Coverage Inc. is a US-based company founded in 2023, specializing in risk management solutions. The company has successfully completed a SINGLE DEAL, raising a total of USD 42.00 mn through its SERIES B funding round on January 13, 2026. This round was co-led by Khosla Ventures and Sequoia Capital, and included participation from 8VC and Crystal Venture Partners. The founder's background details are currently unavailable.WithCoverage offers a comprehensive risk management solution tailored for ambitious businesses, utilizing advanced technology and a team of industry experts. Their core product is an AI-driven platform designed to streamline the insurance process, allowing clients to manage and analyze their policies efficiently. This platform enables businesses to proactively identify risks, develop tailored risk management plans, and manage claims seamlessly. The service model integrates risk advisors and claims specialists who understand the unique needs of specific industries, ensuring businesses receive expert guidance and support. WithCoverage primarily serves clients in sectors such as hospitality, consumer brands, and fast-growing startups across North America and select international markets.The revenue model for WithCoverage is based on a combination of subscription and service fees tailored to their clients’ risk management needs. Businesses engage WithCoverage by subscribing to their digital platform, which provides access to policy management, claims tracking, and expert advisory services. Clients benefit from comprehensive risk assessments, leading to personalized coverage plans designed to optimize their insurance expenditures. The firm’s pricing structure varies based on the complexity of services rendered and the scale of the client's operations, with typical arrangements involving annual subscriptions for digital platform access, alongside performance-based fees for claims management and consulting services. This structured approach allows WithCoverage to build long-term partnerships with clients while delivering value through improved risk management and cost savings.In January 2026, With Coverage Inc. raised USD 42.00 mn in SERIES B funding, aimed at expanding its product offerings and increasing its workforce by hiring over seventy-five individuals across product engineering, business development, and risk management. The company is strategically focusing on enhancing its existing solutions while targeting new markets for expansion.

## Funding rounds

- Series B, Jan 13, 2026, $42M — Hong Shan, Khosla Ventures, 8VC, Crystal Venture Partners

## Investors

- Hong Shan — Series B
- Khosla Ventures (https://capitalatlas.ai/funds/khosla-ventures) — Series B
- 8VC (https://capitalatlas.ai/funds/8vc) — Series B
- Crystal Venture Partners (https://capitalatlas.ai/funds/crystal-venture-partners) — Series B