# Whale

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/whale-3

- Industry: Financial Services
- Headquarters: Chicago, US
- Website: www.gowhale.com
- Total disclosed funding: $4M
- Latest round: Seed (Jan 13, 2026)
- Investors on record: 3

## About

Whale is a Chicago-based company that provides an innovative alternative to traditional security deposits, offering renters a lockable, high-yield savings account that benefits both tenants and landlords throughout the rental process.Founded in 2022 and headquartered in Chicago, US, Whale specializes in transforming the security deposit landscape by allowing renters to earn interest while ensuring landlords have access to full deposit amounts. The company has raised a total of USD 4.00 mn in funding, with its most recent Seed round occurring on January 13, 2026, led by Camber Creek along with Stackpoint Ventures. This funding was aimed at expanding their offerings and market reach.Whale offers an innovative solution to the traditional security deposit process by providing a lockable, high-yield savings account tailored for renters. This product acts as a security deposit that is secured for the landlord's benefit at the end of the lease term. The core offering allows renters to earn interest on their deposits while ensuring landlords have access to the full deposit amount throughout the rental period. Whale's services aim to eliminate the burdens of manual paperwork, postage, and follow-up tasks associated with traditional deposit management, thereby improving the overall efficiency of property management operations. The company serves a diverse range of clients, including property management firms and landlords across all 50 states in the U.S. and Washington, D.C., focusing on streamlining the rental process for both landlords and tenants.Whale's revenue model is centered around a zero-cost structure for both landlords and renters, positioning its services as a value-added offering within the rental market. Transactions are facilitated through direct integrations with property management systems (PMS), allowing for automated requests, management, and returns of security deposits. This seamless integration streamlines the move-out process, wherein landlords deduct any move-out charges from the renter’s Whale account, automatically transferring the remaining balance back to the renter. By ensuring compliance with state and local regulations, as well as offering FDIC insurance for each account, Whale reinforces trust among users while enhancing its service appeal. The firm’s unique offering not only simplifies deposit management but also provides renters with an opportunity to earn interest, thus fostering loyalty and satisfaction among its client base.In January 2026, Whale raised USD 4.00 mn in Seed funding led by new investor Camber Creek, with participation from Stackpoint Ventures and Varro Capital. This funding will be utilized to develop new products aimed at enhancing user experience and expanding into additional markets. The company plans to strategically target expansion into more urban areas across the US, ensuring they reach renters and landlords who can benefit from their innovative deposit solutions.

## Funding rounds

- Seed, Jan 13, 2026, $4M — Camber Creek, Stackpoint Ventures, Varro Capital

## Investors

- Camber Creek (https://capitalatlas.ai/funds/camber-creek) — Seed
- Stackpoint Ventures (https://capitalatlas.ai/funds/stackpoint-ventures) — Seed
- Varro Capital (https://capitalatlas.ai/funds/varro-capital) — Seed