# V Credit

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/v-credit

- Industry: Financial Services
- Headquarters: Shanghai, China
- Website: www.vcredit.com
- Latest round: Series C (Oct 16, 2017)
- Investors on record: 2

## About

Established in 2008 and based in Shanghai, China, V Credit is an e-financial platform that offers micro-lending and financial services for individual and businesses.

The company's main business is to operate as a fintech platform, providing AI-driven risk assessment and intelligent credit decision solutions to licensed financial institutions. The company's self-developed products include Weiqiandai (unsecured small loans), Weichedai (auto financing), and Weizhi Risk Engine (a proprietary system that combines big data analysis, automatic underwriting, and anti-fraud algorithms). Its products are used in the consumer finance sector.

The company generates revenue by charging partner institutions technology service fees, earning commissions from loan product distribution, and monetizing its SaaS-based risk management platform through a subscription model.

## Funding rounds

- Series C, Oct 16, 2017 — TPG
- Series B, Aug 30, 2014 — NewMargin Ventures

## Investors

- NewMargin Ventures (https://capitalatlas.ai/funds/newmargin-ventures) — Series B
- TPG (https://capitalatlas.ai/funds/tpg) — Series C