# Ume Software Development Ltda.

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/ume-software-development-ltda

- Industry: Financial Services
- Headquarters: Sao Paulo, Brazil
- Website: www.ume.com.br/
- Total disclosed funding: $37M
- Latest round: Series B (Sep 8, 2025)
- Investors on record: 11

## About

Founded in 2019 and based in Sao Paulo, Brazil, Skudra Desenvolvimento de Software Ltda., dba Ume Ume is a fintech company that provides a platform that allows users to make purchases at several partner stores. In September 2025, Ume Software Development Ltda. raised USD 21.8 million in series B funding co-led by new investors Valor Capital Group and Bewater Ventures, with participation from returning investors PayPal Ventures, Globo Ventures, Canary, Big Bets and NFX. As of 2023, the company is led by its CEO, Berthier Ribeiro.

The company provides a purchasing credit platform that allows partner retailers to increase average ticket sales, retain customers, and generate sales for each of their businesses. The firm’s platform connects consumers with partner retailers, where users can make purchases at over 300 partner stores without financial constraints. The company also offers the Ume app, which is available for Android users and allows them to view statements, pay invoices, and monitor credit limits. Ume’s partners include Ramsons, Inforcell, Info Store, Shop Dope, Tropical Multiloja, and others.

## Funding rounds

- Series B, Sep 8, 2025, $22M — Valor Capital Group, NFX, Canary, PayPal Ventures, Bewater Ventures, Globo Ventures, Big_Bets
- Series A, Aug 30, 2024, $15M — FJ Labs, NFX, Clocktower Technology Ventures, Canary, Endeavor, PayPal Ventures, Globo Ventures, Norte Ventures, Big_Bets

## Investors

- FJ Labs (https://capitalatlas.ai/funds/fj-labs) — Series A
- NFX (https://capitalatlas.ai/funds/nfx) — Series A, Series B
- Clocktower Technology Ventures (https://capitalatlas.ai/funds/clocktower-technology-ventures) — Series A
- Canary (https://capitalatlas.ai/funds/canary) — Series A, Series B
- Endeavor (https://capitalatlas.ai/funds/endeavor) — Series A
- PayPal Ventures (https://capitalatlas.ai/funds/paypal-ventures) — Series A, Series B
- Globo Ventures (https://capitalatlas.ai/funds/globo-ventures) — Series A, Series B
- Norte Ventures (https://capitalatlas.ai/funds/norte-ventures) — Series A
- Big_Bets (https://capitalatlas.ai/funds/big-bets-2) — Series A, Series B
- Valor Capital Group (https://capitalatlas.ai/funds/valor-capital-group) — Series B
- Bewater Ventures (https://capitalatlas.ai/funds/bewater-ventures) — Series B