# SyntheticFi

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/syntheticfi

- Industry: Financial Services
- Headquarters: San Francisco, US
- Website: www.syntheticfi.com
- Latest round: Seed (Jun 9, 2026)
- Investors on record: 4

## About

SyntheticFi LLC, based in the US, specializes in providing innovative loans designed for financial advisors, enabling clients to access liquidity without the need to liquidate their investment portfolios. Founded in 2023 by Tony Yang(CEO) and Joseph Wang(CRO) and headquartered in San Francisco, US, SyntheticFi LLC offers securities-backed lending solutions. SyntheticFi offers a range of securities-backed lending solutions specifically designed for financial advisors and their clients. Their core product is a customizable loan platform that allows clients to access liquidity without liquidating their investment portfolios. This platform utilizes box spreads, a sophisticated financing tool traditionally exclusive to institutional investors, to provide competitive, tax-deductible interest rates that start at approximately 3.95%. The primary use cases for these loans include funding real estate purchases, managing short-term capital needs, debt consolidation, and facilitating lifestyle expenditures, all while preserving the integrity of clients' investment strategies. SyntheticFi serves independent financial advisors across the United States, enabling them to enhance their service offerings and deepen client relationships through a streamlined lending process that reduces paperwork and operational burdens.SyntheticFi generates revenue through its lending services, where clients pay interest on the loans based on the amount borrowed. The transaction structure is primarily B2B, as the firm collaborates with independent financial advisors who then facilitate loans for their clients. Clients can choose between floating and fixed-rate loan options with varying durations, which allows for tailored lending solutions that align with their financial goals. The interest rates offered by SyntheticFi are positioned to be more competitive than traditional banks, leading to substantial savings for clients. While specific pricing for individual loan products is not disclosed, the overall business model focuses on providing advisors with efficient access to liquidity solutions that enhance their ability to serve end clients effectively. In June 2026, SyntheticFi LLC raised seed funding from Social Leverage Capital, AngelList Advisors, NextGen Venture Partners and Y Combinator.

## Funding rounds

- Seed, Jun 9, 2026 — Social Leverage Capital, Y Combinator, NextGen Venture Partners, AngelList Advisors

## Investors

- Social Leverage Capital (https://capitalatlas.ai/funds/social-leverage-capital) — Seed
- Y Combinator (https://capitalatlas.ai/funds/y-combinator) — Seed
- NextGen Venture Partners (https://capitalatlas.ai/funds/nextgen-venture-partners) — Seed
- AngelList Advisors (https://capitalatlas.ai/funds/angellist-advisors) — Seed