# STEP4Business s.r.l.

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/step4business-s-r-l

- Industry: Financial Services
- Headquarters: Milan, Italy
- Website: www.step4business.com
- Total disclosed funding: $9.8M
- Latest round: Seed (Oct 28, 2021)
- Investors on record: 3

## About

STEP4Business s.r.l. is a financial services company focused on providing a digital ecosystem that facilitates access to various financial solutions for small and medium-sized enterprises (SMEs).Founded in 2020 and headquartered in Milan, Italy, STEP4Business s.r.l. specializes in creating a comprehensive financial services platform for SMEs. The company’s recent funding activities include a SEED round where they raised EUR 8.5 million in October 2021, primarily targeting the development and international launch of their services. The founding team consists of Alberto Martón, Andrea Bertini, Marco Montagnani, Nuno Couceiro, Pierluigi Giannico, and Thomas Berkes, with Marco Montagnani serving as CEO. They have completed a total of 1 deal to date, with the most recent deal dated October 28, 2021.STEP4Business s.r.l. offers a robust financial services ecosystem tailored specifically for SMEs. Their core product is a digital platform that integrates various financial and non-financial services via an API-based approach, allowing SMEs to utilize multiple offerings through a unified onboarding process. The platform employs Machine Learning and AI technologies to deliver customizable solutions. Services include financing options, digital payment solutions, and data analysis tools aimed at optimizing operational and financial management for SMEs. The company serves a diverse clientele across different geographical markets, emphasizing regions with a strong SME presence.In the most recent year of 2023, STEP4Business s.r.l. reported a revenue of EUR 135,299.30. The company operates on a subscription-based model, where SMEs pay for access to the integrated digital services provided. Revenue is generated through client subscriptions for products such as loans, payment processing, and analytics services, as well as partnerships with third-party providers. Their pricing structure accommodates various business sizes, ensuring flexibility for SMEs as they grow. Key revenue-generating services include financing solutions that assist in cash flow management and digital tools for data-driven decision-making.The recent SEED funding of EUR 8.5 million, raised in October 2021, is intended to facilitate the international market launch of STEP4Business s.r.l. in Spain, Portugal, and Brazil. The company is focused on expanding its digital platform offerings and is planning to introduce new products tailored to the specific needs of these new markets. This strategic growth initiative aims to capitalize on the increasing demand for financial solutions among SMEs in these regions over the coming years.

## Funding rounds

- Seed, Oct 28, 2021, $9.8M — Azimut, GELLIFY, CRIF SPA

## Investors

- Azimut (https://capitalatlas.ai/funds/azimut) — Seed
- GELLIFY (https://capitalatlas.ai/funds/gellify) — Seed
- CRIF SPA — Seed