# SmartBank

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/smartbank

- Industry: Financial Services
- Headquarters: Tokyo, Japan
- Website: www.smartbank.co.jp
- Total disclosed funding: $45M
- Latest round: Series B (Jan 16, 2025)
- Investors on record: 15

## About

SmartBank, Inc. is a Japan-based company focused on developing innovative financial management solutions, particularly through its AI-powered budgeting application that enhances personal finance planning for users.Founded in 2019 and headquartered in Tokyo, Japan, SmartBank, Inc. specializes in AI-driven financial solutions. The company has completed 6 deals to date, with its most recent funding round, a Series B, bringing in JPY 250 million from investors including SMBC Venture Capital and Z Venture Capital. The founders, Shota Horii and Yuta Horii, have a background in technology and finance.SmartBank, Inc. offers an AI-powered budgeting application called OneBank, designed to streamline personal finance management. The app learns from users' spending habits, providing tailored guidance to facilitate better budgeting. OneBank features a user-friendly interface and supports couples through a pairing card system, alongside flexible deferred payment options. It is available in various international markets, appealing to customers keen on improving their financial health.SmartBank, Inc. primarily generates revenue from subscription-based services tied to its OneBank application. Users subscribe to access premium features, enhancing their financial management experience. The company may also pursue partnerships with financial institutions to broaden its service offerings and revenue streams, although specific pricing structures have not been disclosed.In January 2025, SmartBank, Inc. secured JPY 250 million in Series B funding, which will be utilized to hire additional personnel and strengthen the organization. The company is focused on expanding its product suite, launching new features for OneBank, and entering new markets. Specific regions targeted for expansion have not been disclosed, but the company aims to broaden its reach to enhance its user base and service offerings.

## Funding rounds

- Series B, Jan 16, 2025, $1.6M — SMBC Venture Capital, Z Venture Capital
- Series B, Nov 12, 2024, $19M — Mitsui Sumitomo Insurance Venture Capital, SMBC Venture Capital, Global Brain, Mizuho Capital, GMO VenturePartners, BEENEXT, DBJ Capital, Spiral Capital, Seven Bank
- Series A, Jul 13, 2022, $14M — Globis Capital Partners, Mitsui Sumitomo Insurance Venture Capital, Global Brain, Z Venture Capital, ANRI, DBJ Capital
- Seed, Dec 31, 2020, $9.7M — AG Capital, SMBC Venture Capital, Global Brain, Mizuho Capital, GMO VenturePartners, ANRI, BEENEXT, Akatsuki Ventures, SV-Fintech Fund

## Investors

- AG Capital — Seed
- SMBC Venture Capital (https://capitalatlas.ai/funds/smbc-venture-capital) — Seed, Series B
- Global Brain (https://capitalatlas.ai/funds/global-brain) — Seed, Series A, Series B
- Mizuho Capital (https://capitalatlas.ai/funds/mizuho-capital) — Seed, Series B
- GMO VenturePartners (https://capitalatlas.ai/funds/gmo-venturepartners) — Seed, Series B
- ANRI (https://capitalatlas.ai/funds/anri) — Seed, Series A
- BEENEXT (https://capitalatlas.ai/funds/beenext) — Seed, Series B
- Akatsuki Ventures (https://capitalatlas.ai/funds/akatsuki-ventures) — Seed
- SV-Fintech Fund (https://capitalatlas.ai/funds/sv-fintech-fund) — Seed
- Globis Capital Partners (https://capitalatlas.ai/funds/globis-capital-partners) — Series A
- Mitsui Sumitomo Insurance Venture Capital (https://capitalatlas.ai/funds/mitsui-sumitomo-insurance-venture-capital) — Series A, Series B
- Z Venture Capital (https://capitalatlas.ai/funds/z-venture-capital) — Series A, Series B
- DBJ Capital (https://capitalatlas.ai/funds/dbj-capital) — Series A, Series B
- Spiral Capital (https://capitalatlas.ai/funds/spiral-capital) — Series B
- Seven Bank — Series B