# Roopya.Money

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/roopya-money

- Industry: Financial Services
- Headquarters: Gurgaon, India
- Website: www.roopya.money
- Total disclosed funding: $0.7M
- Latest round: Seed (Feb 20, 2026)
- Investors on record: 3

## About

Based in Haryana, India, and founded in 2022 by Sudipta Ghosh, and Raman Vig (CEO), Geoalgo Technologies Pvt Limited, trading under the name Roopya.money operates as a financial platform that enables lenders to manage the loan application process, from initial submission to ultimate funding or refusal. In February 2026, Roopya.Money raised INR 40 million in seed funding led by Inflection Point Ventures. 

Roopya is a fintech firm that offers NBFCs, banks, and lending service platform. The company uses big data and machine learning for lenders to begin loan origination and underwriting in less than 5 minutes. Additionally the firm has an Early Warning Signal, Cross Sell, Scorecard, Decision Engine, and Workflow module, allowing any business-to-business customer to sign up and process millions of customers in real time. The company's platform connects many underserved retail customers with hundreds of lenders.

As of October 2023, the company genrates revenue of Rs. 100 per transaction for credit institution and loan service provider(LSP).

The company plans to use the February 2026 funding to grow its lending infrastructure platform and deepen its embedded finance services for financial institutions.

## Funding rounds

- Seed, Feb 20, 2026, $0.4M — Inflection Point Ventures
- Seed, Sep 18, 2023, $0.3M — 100X.VC, Sat Industries Limited

## Investors

- 100X.VC (https://capitalatlas.ai/funds/100x-vc) — Seed
- Sat Industries Limited — Seed
- Inflection Point Ventures (https://capitalatlas.ai/funds/inflection-point-ventures) — Seed