# PT Investree Radhika Jaya

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/pt-investree-radhika-jaya

- Industry: Financial Services
- Headquarters: Jakarta Selatan, Indonesia
- Website: www.investree.id
- Total disclosed funding: $262M
- Latest round: Series D (Sep 4, 2023)
- Investors on record: 10

## About

Based in Indonesia, PT Investree Radhika Jaya provides innovative financial technology solutions that facilitate peer-to-peer lending and investments, connecting borrowers with investors for efficient capital access.PT Investree Radhika Jaya, founded in 2015, operates a digital lending platform that links borrowers and investors. The company is headquartered in Jakarta Selatan, Indonesia, and has successfully completed 7 deals to date. The latest funding round was a Series D, raising USD 230.80 mn, led by JTA International Investment Holding, which also participated alongside SBI Investment. The total amount raised by the company stands at USD 230.80 mn. The founders include Adrian Gunadi, Aida Sutanto, and Amir Amiruddin, with Adrian Gunadi serving as the CEO.PT Investree Radhika Jaya specializes in providing financial technology solutions aimed at facilitating peer-to-peer lending and investments. The company's core offerings include a digital platform that connects borrowers seeking capital with investors looking to finance loans in exchange for interest income. This service is designed to streamline the lending process, offering an efficient alternative to traditional banking methods. End users include small and medium-sized enterprises (SMEs) that require financing for business expansion, as well as individual investors seeking to diversify their investment portfolios. Investree's services are primarily available in Indonesia, targeting both urban and rural markets where access to conventional financing is limited.The revenue model for PT Investree Radhika Jaya is primarily based on transaction fees generated from the peer-to-peer lending platform. When a borrower secures a loan through the platform, Investree charges a fee, which is typically a percentage of the total loan amount, paid by the borrower. Additionally, the company may earn revenue from service fees charged to investors for managing their portfolios and facilitating transactions. This fee structure supports a B2B2C model, where businesses seeking loans interact directly with the platform, while investors access curated investment opportunities. The company's revenue is closely tied to the volume of loans processed on the platform, influenced by market demand and the overall economic environment.In April 2024, a majority stake in PT Investree Radhika Jaya was acquired by Karmijn Kapitaal, which will support the company's expansion of its team and accelerate its market position. The recent funding will be utilized to enhance product offerings and explore new geographic markets to further drive growth.

## Funding rounds

- Series D, Sep 4, 2023, $231M — SBI Investment, JTA International Investment Holding
- Series C, Jun 18, 2020, $24M — SBI Ven Capital, 9F Jinke Holding Group Co., Ltd., MUFG Innovation Partners, BRI Ventures
- Series B, Aug 1, 2018, $7M — SBI Holdings, Endeavor Catalyst, 9F Jinke Holding Group Co., Ltd., Kejora Capital, Mandiri Capital Indonesia
- Series A, Apr 12, 2017, $1.2M — Kejora Capital

## Investors

- Kejora Capital (https://capitalatlas.ai/funds/kejora-capital) — Series A, Series B
- SBI Holdings — Series B
- Endeavor Catalyst (https://capitalatlas.ai/funds/endeavor-catalyst) — Series B
- 9F Jinke Holding Group Co., Ltd. — Series B, Series C
- Mandiri Capital Indonesia (https://capitalatlas.ai/funds/mandiri-capital-indonesia) — Series B
- SBI Ven Capital (https://capitalatlas.ai/funds/sbi-ven-capital) — Series C
- MUFG Innovation Partners (https://capitalatlas.ai/funds/mufg-innovation-partners) — Series C
- BRI Ventures (https://capitalatlas.ai/funds/bri-ventures) — Series C
- SBI Investment (https://capitalatlas.ai/funds/sbi-investment) — Series D
- JTA International Investment Holding (https://capitalatlas.ai/funds/jta-international-investment-holding) — Series D