# Pay2o

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/pay2o

- Industry: Fintech
- Headquarters: Tokyo, Japan
- Website: https://pay2o.jp/
- Total disclosed funding: $1.1M
- Latest round: Seed (Nov 5, 2026)
- Investors on record: 4

## About

Tokyo-based Pay2o raised a ¥170 million seed round led by XTech Ventures, with Mizuho Capital and Plaid participating. The fintech offers bank-account-based payments for tuition and membership fees and will use the funds to grow its enterprise base, form SaaS partnerships and hire sales and development staff.

## Funding rounds

- Seed, Nov 5, 2026, $1.1M — XTech Ventures Inc., Ltd., Mizuho Capital Co., Plaid Inc.

## Investors

- XTech Ventures Inc. — Seed
- Ltd. — Seed
- Mizuho Capital Co. — Seed
- Plaid Inc. — Seed