# Pact Labs

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/pact-labs

- Industry: Financial Services
- Headquarters: San Francisco, US
- Website: www.pactlabs.com/
- Total disclosed funding: $7M
- Latest round: Series A (Jul 14, 2026)
- Investors on record: 3

## About

Pact Labs is a US-based company specializing in asset-based lending solutions, utilizing stablecoins and smart contracts to create a border-agnostic platform for investors, borrowers, and fintech entities.Founded in 2023 by co-founder Eric Cuellar (CPO) and headquartered in San Francisco, US, Pact Labs focuses on innovative financial services. The company has engaged in its first deal and secured USD 7 mn in Series A funding on July 14, 2026, led by Tether Ventures with participation from Blockchange Ventures and Lasagna Capital.Pact Labs specializes in asset-based lending solutions that leverage stablecoins and smart contracts to provide a border-agnostic platform for borrowers, investors, and fintech entities. Their core offerings include a comprehensive suite of financial products designed to facilitate debt capital raising, deployment, and servicing across diverse geographic markets. Pact Labs aims to address the limitations of traditional lending by offering integrated solutions that cater to consumer, business, developer, and white-label needs, effectively serving a global client base. The company targets accredited investors and institutional partners, allowing them to efficiently navigate the asset-based lending landscape while expanding their reach in markets such as North America and Europe.Pact Labs generates revenue through a variety of financial services that cater to its clientele of accredited investors, fintechs, and asset managers. The company’s revenue model is structured around transaction fees and service charges associated with the facilitation of loans and capital deployment. Each transaction typically involves the origination of debt instruments, allowing clients to access a range of financing options tailored to their needs. By utilizing the PACT protocol, Pact Labs streamlines the lending process, ensuring efficient execution and servicing of loans. The company’s offerings include flagship services that promote seamless interactions within the asset-based lending space, although specific pricing plans and transaction structures are not disclosed.Pact Labs plans to utilize the recent USD 7 mn raised from its Series A funding to expand its services for payroll, credit, and payments. The company is focusing on launching innovative products designed to enhance its asset-based lending platform. Additionally, Pact Labs aims to expand into new geographic regions, specifically targeting North America and Europe, to increase its market presence by the end of 2026.

## Funding rounds

- Series A, Jul 14, 2026, $7M — Blockchange Ventures, Lasagna Capital, Tether Ventures

## Investors

- Blockchange Ventures (https://capitalatlas.ai/funds/blockchange-ventures) — Series A
- Lasagna Capital (https://capitalatlas.ai/funds/lasagna-capital) — Series A
- Tether Ventures (https://capitalatlas.ai/funds/tether-ventures) — Series A