# Olyv

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/olyv

- Industry: Financial Services
- Headquarters: Bangalore, India
- Website: www.olyv.co.in/
- Total disclosed funding: $32M
- Latest round: Series C (Feb 9, 2026)
- Investors on record: 8

## About

Olyv operates as a digital lending platform in India, offering a variety of personal loan products that cater to the financial needs of individuals and families.Founded in 2016 and headquartered in Bangalore, India, Olyv provides financial solutions through its digital platform. The company was established by Amit Chandel, Jayant Upadhyay, and Vinay Singh, with Rohit Garg serving as CEO. In February 2026, Olyv raised INR 2.07 billion in series C funding led by The Fundamentum Partnership, with participation from SMBC Asia Rising Fund  and 01VC. Individual investor also participated in the round. The series C funding values Olyv at INR 10.45 billion post-money. Olyv primarily offers a diverse range of personal loan products designed for various financial needs across India. Their services include unsecured loans, instant cash loans, and specialized loans for travel, medical emergencies, marriages, and home renovations. Operating through a digital lending platform, Olyv ensures compliance with regulatory standards by partnering exclusively with RBI-registered lenders. They serve major cities such as Bengaluru, Mumbai, Delhi, Chennai, and Hyderabad, focusing on efficient loan approvals for both salaried and self-employed individuals.In the most recent fiscal year 2023, Olyv reported a revenue of INR 2,753,570.40, with an EBITDA of -INR 8,329,006.10. The company's revenue primarily derives from loan origination fees and interest income as they facilitate loans directly to consumers, assessing creditworthiness digitally and collaborating with lenders to set loan terms based on individual profiles. The company will use the February 2026 funding to support general corporate purposes.

## Funding rounds

- Series C, Feb 9, 2026, $23M — SMBC Venture Capital, 01VC, The Fundamentum Partnership
- Series B, Feb 17, 2020, $7M — Accion, Lightstone Ventures, Unicorn India Ventures
- Series A, Mar 1, 2018, $2M — Accion, 01VC, Unicorn India Ventures, ISME ACE, V1 Capital

## Investors

- Accion (https://capitalatlas.ai/funds/accion) — Series A, Series B
- 01VC (https://capitalatlas.ai/funds/01vc) — Series A, Series C
- Unicorn India Ventures (https://capitalatlas.ai/funds/unicorn-india-ventures) — Series A, Series B
- ISME ACE (https://capitalatlas.ai/funds/isme-ace) — Series A
- V1 Capital — Series A
- Lightstone Ventures (https://capitalatlas.ai/funds/lightstone-ventures) — Series B
- SMBC Venture Capital (https://capitalatlas.ai/funds/smbc-venture-capital) — Series C
- The Fundamentum Partnership (https://capitalatlas.ai/funds/the-fundamentum-partnership) — Series C