# Nivasa Finance

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/nivasa-finance

- Industry: Financial Services
- Headquarters: Bangalore, India
- Website: www.nivasafinance.com/
- Total disclosed funding: $2.6M
- Latest round: Seed (May 13, 2026)
- Investors on record: 3

## About

Nivasa Finance is an Indian financial services company focused on home loan facilitation, providing clients with comprehensive support for securing loans on residential properties. Nivasa Finance, founded in 2024 and headquartered in Karnataka, India, specializes in facilitating home loans. The company has successfully completed a funding round, raising INR 250 million in a SEED round led by Prime Venture Partners with contributions from Blume Ventures and Whiteboard Capital. The company was founded by Samit Shetty, who serves as its CEO. The founder's background includes experience in financial services, although specific details about previous ventures are not disclosed. Nivasa Finance is actively positioned to connect clients with authorized banks and NBFCs, enhancing the lending process for home buyers. Nivasa Finance specializes in home loan facilitation, offering financial support with loan amounts ranging from ?5 lakh to ?50 lakh. The company serves individuals looking to buy under-construction or ready-to-occupy properties, providing a streamlined application process that includes doorstep services for document collection. By simplifying the loan acquisition experience, Nivasa Finance assists clients in overcoming the complexities of banking procedures and varying interest rates. Their offerings include flexible repayment options with tenures of up to 20 years, targeting urban and semi-urban markets in India, where homeownership is increasingly pursued. Nivasa Finance generates revenue by facilitating home loans as an intermediary between clients and partner banks/NBFCs sanctioned by the Reserve Bank of India. The company refrains from charging commissions or service fees, prioritizing a customer-centric approach. Home loan transactions are tailored to fit clients' financial profiles and property values, with competitive interest rates ranging from 9% to 18% per annum. By ensuring quick approvals and transparent dealings, Nivasa Finance builds trust with its clientele, encouraging repeat business and the transfer of existing loans to secure better rates, free from hidden charges. In May 2026, Nivasa Finance successfully raised INR 250 million in a SEED funding round, led by Prime Venture Partners and joined by Blume Ventures and Whiteboard Capital. The company intends to utilize this funding to scale operations and expand into new geographies while deepening its distribution network and lender partnerships. Additionally, Nivasa Finance plans to enhance its on-ground field execution team to support these growth initiatives.

## Funding rounds

- Seed, May 13, 2026, $2.6M — Blume Ventures, Prime Venture Partners, Whiteboard Capital

## Investors

- Blume Ventures (https://capitalatlas.ai/funds/blume-ventures) — Seed
- Prime Venture Partners (https://capitalatlas.ai/funds/prime-venture-partners) — Seed
- Whiteboard Capital (https://capitalatlas.ai/funds/whiteboard-capital) — Seed