# Nagro Crédito Agro Ltda.

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/nagro-credito-agro-ltda

- Industry: Financial Services
- Headquarters: Uberlandia, Brazil
- Website: www.nagro.com.br
- Total disclosed funding: $9.3M
- Latest round: Series B (Jan 21, 2026)
- Investors on record: 4

## About

Nagro Crédito Agro Ltda. is a Brazilian fintech company focused on providing digital agricultural credit solutions to rural producers, facilitating quick access to financing tailored to the needs of farmers.Founded in 2016 in Uberaba, Brazil, Nagro operates in the agribusiness sector, enabling agricultural producers to secure credit. The company is led by CEO Gustavo Alves, who has a background in financial services. Nagro has engaged in five funding deals, with the most recent occurring on September 12, 2023, when it raised BRL 64.00 mn from Fiagro, bringing the total amount raised to BRL 64.00 mn.Nagro specializes in providing streamlined access to agricultural credit for rural producers through a fully digital platform. Their core offerings include personalized credit lines tailored to the individual profiles of farmers, utilizing advanced algorithms and artificial intelligence to assess creditworthiness quickly—typically within 48 hours. This service is designed to alleviate common financial obstacles faced by producers in Brazil, enhancing their ability to secure funding for agricultural activities. Nagro serves a diverse client base of rural producers across Brazil, ensuring that their solutions effectively address the unique needs of the agribusiness sector. The company's commitment to a simple, bureaucratic-free process allows them to facilitate financial support that is crucial for the growth and sustainability of agricultural operations.Nagro operates as a correspondent banking service, facilitating credit solutions without requiring any upfront deposits or fees from clients. The structure of their transactions involves directly connecting farmers with financial resources, specifically through partnerships with authorized financial institutions like Socinal S.A. and FIDÚCIA SCMEPP LTDA. Revenue generation occurs through interest on loans provided, with the Cost Effective Total (CET) ranging from 1.9748% per month to 6.60% per month based on client credit assessments. Nagro's services are designed to cater to both individual producers and agricultural enterprises, with flexible payment terms spanning from one to twenty-four months, creating an adaptable financial environment to support their client base effectively. In January 2026, Nagro Crédito Agro Ltda. raised BRL 50 million in series B funding led by investor Rabobank, with participation from Itau Unibanco Asset Management. The company will use the funding to accelerate its strategy in data-driven and AI-powered credit decision-making for Brazilian agribusiness

## Funding rounds

- Series B, Jan 21, 2026, $9.3M — Rabobank, Itau Asset Management
- Series A, Sep 12, 2023 — Kinea Investments, Oasis Ventures

## Investors

- Kinea Investments (https://capitalatlas.ai/funds/kinea-investments) — Series A
- Oasis Ventures — Series A
- Rabobank — Series B
- Itau Asset Management (https://capitalatlas.ai/funds/itau-asset-management) — Series B