# Monato Tech SA de CV

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/monato-tech-sa-de-cv

- Industry: Financial Services
- Headquarters: Ciudad de Mexico, Mexico
- Website: www.monato.com
- Total disclosed funding: $13M
- Latest round: Seed (Aug 4, 2025)
- Investors on record: 8

## About

Based in Mexico, Monato Tech SA de CV is a financial technology company that specializes in providing unified payment solutions for businesses, facilitating seamless transactions across various platforms.Monato Tech SA de CV, founded in 2024 in Ciudad de Mexico, Mexico, operates a unified payment network connecting billers, stores, digital wallets, and banks. The company has conducted a total of 1 deal, with its most recent deal occurring on August 6, 2025. Monato secured USD 13.00 mn in SEED funding led by investors including FinTech Collective, Monashees Capital, and IGNIA Partners. The founder’s background details are not provided, and there are no mentions of subsidiaries or parent companies.Monato operates a unified payment network that connects various stakeholders, including billers, physical stores, digital wallets, and banks, to facilitate seamless transactions. Their core offerings encompass services such as Monato Pay, which ensures bill payments and mobile top-ups through a single payment rail, and Finch by Monato, which allows for both single and bulk transfers via the SPEI system. Customers can create CLABE accounts, simplifying their financial conciliations and enhancing ease of fund movement. Monato's solutions cater to a diverse client base, including fintech companies, retailers, and small to medium-sized enterprises (SMEs), addressing their specific operational and financial needs in the Latin American market.Monato generates revenue through its comprehensive payment solutions designed to facilitate B2B and B2C transactions. The flagship products, primarily Monato Pay and Finch by Monato, streamline financial operations for clients, enhancing payment capabilities. The revenue model includes subscriptions or partnerships, allowing clients access to these services through recurring transactions. Each transaction incurs a fee based on the volume and frequency of payments processed through the Monato platform, contributing directly to Monato's revenue stream.In August 2025, Monato Tech SA de CV raised USD 13.00 mn in SEED funding, which the company plans to utilize for launching new services and advancing the development of intelligent, integrated credit solutions. The company aims to expand its services into new markets throughout Latin America, although specific regions have not been disclosed. The funding will support these strategic initiatives and enhance overall growth.

## Funding rounds

- Seed, Aug 4, 2025, $13M — IGNIA Partners, Monashees, Angel Ventures, FinTech Collective, Polymath Ventures, Noa Capital Partners, Kuiper, Clocktower Ventures

## Investors

- IGNIA Partners (https://capitalatlas.ai/funds/ignia-partners) — Seed
- Monashees (https://capitalatlas.ai/funds/monashees) — Seed
- Angel Ventures (https://capitalatlas.ai/funds/angel-ventures) — Seed
- FinTech Collective (https://capitalatlas.ai/funds/fintech-collective) — Seed
- Polymath Ventures (https://capitalatlas.ai/funds/polymath-ventures) — Seed
- Noa Capital Partners (https://capitalatlas.ai/funds/noa-capital-partners) — Seed
- Kuiper (https://capitalatlas.ai/funds/kuiper) — Seed
- Clocktower Ventures (https://capitalatlas.ai/funds/clocktower-ventures) — Seed