# Layer Financial Technologies

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/layer-financial-technologies

- Industry: Financial Services
- Headquarters: San Francisco, US
- Website: https://www.layerfi.com
- Total disclosed funding: $6.6M
- Latest round: Seed (Jul 9, 2025)
- Investors on record: 2

## About

Based in California, US, and founded in 2023 by Chief Executive Officer Justin Meretab and Chief Technology Officer Daniel O'Neel, Layer Financial Technologies Inc. operates as a financial technology company that develops embedded accounting software for neobanks and small and medium businesses. In July 2025, Layer Financial Technologies Inc. raised USD 6.6 million in series A funding led by new investor Emergence Capital Partners, with participation from returning investor Better Tomorrow Ventures. Layer Financial Technologies Inc. provides a variety of accounting tools embedded within client platforms, including integrated customers' payments, banking, payroll, inventory data, automated categorization of transactions ensures accurate financial tracking, tools for generating financial reports and maintaining an organized general ledger, outsourced bookkeeping, and many more. The company will use the July 2025 funding to expand its market reach and for further development of its software.

## Funding rounds

- Seed, Jul 9, 2025, $6.6M — Emergence Capital, Better Tomorrow Ventures

## Investors

- Emergence Capital (https://capitalatlas.ai/funds/emergence-capital) — Seed
- Better Tomorrow Ventures (https://capitalatlas.ai/funds/better-tomorrow-ventures) — Seed