# KredosAI

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/kredosai

- Industry: Software
- Headquarters: Issaquah, US
- Website: www.kredosai.com/
- Total disclosed funding: $8.3M
- Latest round: Series A (May 22, 2026)
- Investors on record: 9

## About

Founded in 2021 and based in Washington, US, KredosAI, Inc. is a company focused on the financial services industry and utilizes artificial intelligence (AI) to improve payment outcomes. Balaji Sridharan (CEO) and David Thoms are the co-founders of the company. In May 2026, KredosAI, Inc. raised USD 7 million in series A funding led by BMW i Ventures, with participation from Motley Fool Ventures, Walter Ventures, Okapi Venture Capital, StartFast Ventures, SaaS Ventures, and Stout Street Capital.

The company provides a platform that uses AI to personalize communications and improve payment outcomes. The firm uses a multi-armed bandit approach grounded in AI and behavioral messaging. This approach allows for the convergence of winning strategies, resulting in improvements over traditional A/B testing methods. kredsoAI employs technologies and practices for continuous security control monitoring, annual penetration tests, secure software development, and data encryption.

The company will use the May 2026 funding to expand sales efforts across financial services and automotive lending markets, enhance its AI platform with multi-agent capabilities and voice-enabled AI agents, and significantly grow its workforce.

## Funding rounds

- Series A, May 22, 2026, $7M — Okapi Venture Capital, BMW i Ventures, StartFast, SaaS Ventures, Stout Street Capital, Motley Fool Ventures, Walter Ventures
- Seed, Feb 5, 2025, $1.3M — Okapi Venture Capital, SeaChange, StartFast, SaaS Ventures, Stout Street Capital, Early Light Ventures

## Investors

- Okapi Venture Capital (https://capitalatlas.ai/funds/okapi-venture-capital) — Seed, Series A
- SeaChange (https://capitalatlas.ai/funds/seachange) — Seed
- StartFast (https://capitalatlas.ai/funds/startfast) — Seed, Series A
- SaaS Ventures (https://capitalatlas.ai/funds/saas-ventures) — Seed, Series A
- Stout Street Capital (https://capitalatlas.ai/funds/stout-street-capital) — Seed, Series A
- Early Light Ventures (https://capitalatlas.ai/funds/early-light-ventures) — Seed
- BMW i Ventures (https://capitalatlas.ai/funds/bmw-i-ventures) — Series A
- Motley Fool Ventures (https://capitalatlas.ai/funds/motley-fool-ventures) — Series A
- Walter Ventures — Series A