# KreditBee

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/kreditbee

- Industry: Financial Services
- Headquarters: Bangalore, India
- Website: www.kreditbee.in/
- Total disclosed funding: $417M
- Latest round: Series E (Apr 8, 2026)
- Investors on record: 13

## About

KreditBee, based in India, provides innovative personal loan solutions through a user-friendly mobile platform, targeting young professionals and salaried individuals for quick access to credit. KreditBee, established in 2018 in Bangalore, India by Madhusudan Ekambaram (CEO), Karthikeyan Krishnaswamy, and Vivek Veda, specializes in offering personal loans through a seamless application process. The company has successfully completed 10 deals since its inception. In April 2026, KreditBee raised USD 220 million in series E funding co-led by new investor Hornbill Capital Services and returning investors Mars Growth Capital and Motilal Oswal Alternates, with participation from other new investors White Oak Capital Management, A.P. Moller Holding and returning investors Advent International and Premji Invest. Other unspecified investors also participated in the round. The round was part of a larger USD 280 million funding with $220 million in primary capital and $60 million in secondary capital. KreditBee provides a variety of financial services focused on personal loans for individuals in India. The primary offering is an instant loan service that addresses various needs such as emergency funding, educational expenses, and consumer purchases. The mobile application facilitates a streamlined loan application and quick fund disbursement, primarily targeting young professionals and salaried individuals seeking accessible credit solutions.  KreditBee  revenue model is based on interest accrued from personal loans, with repayments made in installments that include interest fees calculated on the borrowed amount and duration, ensuring steady cash flow from direct-to-consumer transactions. The company will use the April 2026 funding to expand its lending portfolio, deepen its presence across key markets, and strengthen its technology platform, including scaling AI capabilities for risk assessment, credit penetration, and personalized financial offerings

## Funding rounds

- Series E, Apr 8, 2026, $220M — Advent International, Motilal Oswal Alternates, PremjiInvest, Hornbill Capital Services, A.P. Moller Holding, White Oak Capital Management, Mars Growth Capital
- Series D, Mar 27, 2024, $9.4M — MUFG Bank, Mirae Asset Global Investments, Motilal Oswal Alternates, TPG NewQuest, PremjiInvest, Wiseanya Ltd
- Series D, Jan 18, 2023, $24M — Mirae Asset Global Investments, Wiseanya Ltd
- Series D, Dec 2, 2022, $18M — MUFG Bank, Mirae Asset Global Investments, Motilal Oswal Alternates, TPG NewQuest, PremjiInvest
- Series C, Mar 22, 2021, $70M — Motilal Oswal Alternates, TPG NewQuest
- Series C, Feb 15, 2021, $75M — Mirae Asset Global Investments, PremjiInvest, Arkam Ventures, Alpine Capital

## Investors

- Mirae Asset Global Investments (https://capitalatlas.ai/funds/mirae-asset-global-investments) — Series C, Series D
- PremjiInvest (https://capitalatlas.ai/funds/premjiinvest) — Series C, Series D, Series E
- Arkam Ventures (https://capitalatlas.ai/funds/arkam-ventures) — Series C
- Alpine Capital (https://capitalatlas.ai/funds/alpine-capital) — Series C
- Motilal Oswal Alternates (https://capitalatlas.ai/funds/motilal-oswal-alternates) — Series C, Series D, Series E
- TPG NewQuest (https://capitalatlas.ai/funds/tpg-newquest) — Series C, Series D
- MUFG Bank — Series D
- Wiseanya Ltd — Series D
- Advent International (https://capitalatlas.ai/funds/advent-international) — Series E
- Hornbill Capital Services — Series E
- A.P. Moller Holding — Series E
- White Oak Capital Management — Series E
- Mars Growth Capital (https://capitalatlas.ai/funds/mars-growth-capital) — Series E