# Kira

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/kira-2

- Industry: Financial Services
- Headquarters: Miami, US
- Website: www.kirafin.ai
- Total disclosed funding: $6.7M
- Latest round: Seed (Aug 25, 2025)
- Investors on record: 5

## About

Kira Financial AI specializes in providing embedded fintech solutions aimed at enhancing cross-border transactions, compliance, and treasury operations for businesses using autonomous AI technology.Kira Financial AI, founded in 2022 and headquartered in Miami, US, offers AI-driven financial solutions that streamline payment processes. The company raised USD 6.7 mn in Seed funding on August 25, 2025, with participation from Blockchange Ventures, Credibly Neutral, Grit Ventures, and VamosVentures.Kira Financial AI offers an integrated suite of embedded fintech products designed to streamline cross-border transactions, compliance, and treasury operations through autonomous AI agents. Their core product enables businesses to utilize AI for managing payment acceptance across various methods including cash, debit, ACH, and SWIFT. The platform facilitates real-time settlement, offers treasury management solutions that yield up to 7%, and enhances compliance processes such as KYC/KYB, AML, and sanctions monitoring via integrated APIs. The solutions are targeted at businesses of all sizes looking to launch global fintech products efficiently, with a strong focus on markets in Latin America and Europe where the demand for innovative, compliant financial solutions is growing. Kira's clientele spans a broad spectrum, from e-commerce platforms to supply chain operators and gig economy companies, all seeking to optimize their financial operations.Kira Financial AI generates revenue through a model that encompasses transaction-based fees and partnerships with licensed financial institutions. Clients are charged for utilizing the platform’s embedded payment solutions, treasury management capabilities, and compliance services, which may include monthly subscription fees or transaction fees tied to the volume of funds processed. The business transactions typically involve the exchange of services between Kira and its clients, where businesses leverage Kira’s technology to facilitate payments, manage liquidity, and ensure compliance. This operational structure allows clients to benefit from the platform’s comprehensive financial tools while Kira earns revenue from the services provided, including access to programmable wallets, automated treasury controls, and currency conversion.In August 2025, Kira raised USD 6.7 mn in Seed funding, which will be utilized to develop financial software aimed at improving payment management, savings, and income for users in Latin America. The company plans to expand its product offerings and strengthen its market presence in this region, where demand for innovative financial solutions is on the rise.

## Funding rounds

- Seed, Aug 25, 2025, $6.7M — VamosVentures, Grit Ventures, Blockchange Ventures, Stellar Development Foundation, Credibly Neutral

## Investors

- VamosVentures (https://capitalatlas.ai/funds/vamosventures) — Seed
- Grit Ventures — Seed
- Blockchange Ventures (https://capitalatlas.ai/funds/blockchange-ventures) — Seed
- Stellar Development Foundation — Seed
- Credibly Neutral (https://capitalatlas.ai/funds/credibly-neutral) — Seed