# Helder Lenen BVBA

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/helder-lenen-bvba

- Industry: Software
- Headquarters: Antwerp, Belgium
- Website: www.opercredits.com
- Total disclosed funding: $14M
- Latest round: Series A (Jul 12, 2022)
- Investors on record: 5

## About

Helder Lenen BVBA is a technology-driven company that specializes in digital mortgage origination software, enhancing the mortgage application process for lenders across Europe with its innovative solutions.Founded in 2018, Helder Lenen BVBA is based in Antwerp, Belgium, and focuses on providing digital mortgage solutions. The company raised EUR 11.00 mn in Series A funding on July 12, 2022, from investors including ABN AMRO Ventures and Bessemer Venture Partners. Geert Van Kerckhoven, one of the founders, also serves as CEO.Oper Credits specializes in digital mortgage origination software designed to streamline the mortgage application process for lenders in Europe. The company's core offerings include an end-to-end platform that supports key mortgage functions such as affordability assessments, online mortgage applications, and automated document management. Additionally, the software features tools that enhance the borrower experience, such as a Guided Advisory Flow for advisors and AI-powered verification for loan applications. Oper's solutions address the need for increased efficiency, transparency, and faster closing times, catering to a diverse client base that includes banks, credit unions, and mortgage advisors across various European markets.Oper Credits generates revenue primarily through subscription-based pricing models for its digital mortgage software services. Clients, comprised of financial institutions and mortgage advisors, engage in transactions that involve licensing the software for use in their operations. The platform includes features like the Advanced Mortgage Planner and self-service document management tools, which enhance the overall efficiency of the mortgage origination process. The company's EBITDA for the most recent year, 2023, stands at EUR -3,996,079.10.In July 2022, Helder Lenen BVBA raised EUR 11.00 mn in Series A funding, which will be utilized to expand its operations globally, recruit additional teams, and invest in research and development. The company plans to enhance its product offerings further and is targeting new markets across Europe for its technology solutions.

## Funding rounds

- Series A, Jul 12, 2022, $11M — Bessemer Venture Partners, Techstars, ABN AMRO Ventures, Pitchdrive, Verve Ventures
- Seed, Jan 31, 2021, $3M — Techstars, Pitchdrive, Verve Ventures

## Investors

- Techstars (https://capitalatlas.ai/funds/techstars) — Seed, Series A
- Pitchdrive (https://capitalatlas.ai/funds/pitchdrive) — Seed, Series A
- Verve Ventures (https://capitalatlas.ai/funds/verve-ventures) — Seed, Series A
- Bessemer Venture Partners (https://capitalatlas.ai/funds/bessemer-venture-partners) — Series A
- ABN AMRO Ventures (https://capitalatlas.ai/funds/abn-amro-ventures) — Series A