# Finto

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/finto

- Industry: Software
- Headquarters: Munich, Germany
- Website: www.gofinto.com/
- Total disclosed funding: $3.4M
- Latest round: Seed (Jul 8, 2026)
- Investors on record: 3

## About

Based in Germany, Finto GmbH offers an AI-driven finance platform that automates invoice processing, streamlining financial operations for enterprises through innovative technology.Finto GmbH specializes in automating high-volume invoice processing through AI technology. Founded in 2025 in Munchen, Germany, the company has successfully completed one deal to date. On July 8 2026, the company raised USD 3.4 million in a Seed funding round led by Y Combinator, with participation from Gradient Ventures and Lightspeed Venture Partners.. The total amount raised by the company is USD 3.4 mn.Finto provides a comprehensive AI finance platform tailored for enterprises, focusing on automating high-volume invoice processing. Utilizing AI agents, the platform handles data extraction, validation, approvals, and ERP entries, minimizing manual intervention. It supports multiple invoice formats, including PDFs, scans, and XML, making it versatile for financial teams, particularly those using ERP systems like SAP and Microsoft Dynamics. The technology is marketed primarily in European countries, ensuring compliance with GDPR standards to attract secure financial solutions.Finto operates on a subscription-based revenue model, granting clients—mainly large enterprises—access to its automated invoice processing services. Clients pay annual or monthly fees that vary based on usage and service levels. Key offerings include invoice validation, account coding, and analytics, all integrated within subscription plans. This model provides financial teams with significant efficiency improvements and cost savings.Following the Seed funding of USD 3.4 mn raised on July 8, 2026, Finto GmbH plans to further automate financial processes across Europe. The company aims to introduce new products designed to enhance their platform's capabilities. Additionally, Finto is focused on expanding its market presence in various European countries. The funding will facilitate these initiatives, allowing the company to strengthen its technology and broaden its customer base.

## Funding rounds

- Seed, Jul 8, 2026, $3.4M — Lightspeed Venture Partners, Y Combinator, Gradient Ventures

## Investors

- Lightspeed Venture Partners (https://capitalatlas.ai/funds/lightspeed-venture-partners) — Seed
- Y Combinator (https://capitalatlas.ai/funds/y-combinator) — Seed
- Gradient Ventures (https://capitalatlas.ai/funds/gradient-ventures) — Seed