# Fintech OS S.R.L.

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/fintech-os-s-r-l

- Industry: Software
- Headquarters: Bucharest, Romania
- Website: www.fintechos.com
- Total disclosed funding: $136M
- Latest round: Series B (May 30, 2024)
- Investors on record: 8

## About

Based in Romania, Fintech OS S.R.L. operates as a technology provider focused on developing no-code/low-code solutions for the financial services industry, enabling firms to enhance their product offerings efficiently.Fintech OS S.R.L. specializes in delivering innovative solutions for banking and insurance sectors. Founded in 2017 in Bucharest, Romania. In September 2026, Fintech OS S.R.L. raised an undisclosed amount of venture funding from Bek Ventures, IFC Venture Capital, Cipio Partners and Molten Ventures. The round was part of a larger USD 28 million equity and debt funding. The company was co-founded by Sergiu Negut and Teo Blidarus, who has a history of entrepreneurship in technology-driven ventures. There are no mentions of changes in business strategy or subsidiary relationships.FintechOS specializes in providing an advanced no-code/low-code product engine designed for the financial services industry, specifically targeting banking and insurance sectors. The company's core offerings focus on enabling organizations to create, onboard, distribute, and manage financial products efficiently without the need to replace existing core systems. Their platform integrates data and artificial intelligence to automate processes across the entire product lifecycle, thereby enhancing customer experiences and streamlining operational workflows. FintechOS serves a diverse clientele that includes banking institutions and insurance companies, aiming to help them modernize their offerings and accelerate time-to-market for new products. The company operates in various geographical markets across Europe, notably in regions such as the United Kingdom, Germany, and France, amongst others.FintechOS generates revenue through a subscription-based model, where clients pay for access to their platform and its various services. In the most recent fiscal year of 2023, the company reported revenue of USD 18.79 mn and an EBITDA of USD -17.76 mn. The transaction structure is primarily B2B, with banking and insurance firms entering agreements to leverage FintechOS's capabilities for product development and management. Noteworthy offerings include tools for deposits and account opening, lending solutions, and embedded finance products. Clients typically engage in partnerships that allow them to utilize prebuilt product templates, resulting in improved operational efficiencies and reduced costs. The company plan to use the September 2026 funding to scale operations and advance development.

## Funding rounds

- Series B, May 30, 2024, $60M — Molten Ventures, Cipio Partners, BlackRock, GapMinder Venture Partners, OTB Ventures, Bek Ventures
- Series B, Apr 20, 2021, $60M — Molten Ventures, LAUNCHub, GapMinder Venture Partners, OTB Ventures, Bek Ventures
- Series A, Dec 10, 2019, $14M — LAUNCHub, GapMinder Venture Partners, OTB Ventures, Bek Ventures
- Seed, May 15, 2019, $1.2M — LAUNCHub, GECAD Ventures, GapMinder Venture Partners
- Seed, Nov 19, 2018, $0.7M — GapMinder Venture Partners

## Investors

- GapMinder Venture Partners (https://capitalatlas.ai/funds/gapminder-venture-partners) — Seed, Series A, Series B
- LAUNCHub (https://capitalatlas.ai/funds/launchub) — Seed, Series A, Series B
- GECAD Ventures (https://capitalatlas.ai/funds/gecad-ventures) — Seed
- OTB Ventures (https://capitalatlas.ai/funds/otb-ventures) — Series A, Series B
- Bek Ventures (https://capitalatlas.ai/funds/bek-ventures) — Series A, Series B
- Molten Ventures (https://capitalatlas.ai/funds/molten-ventures) — Series B
- Cipio Partners (https://capitalatlas.ai/funds/cipio-partners) — Series B
- BlackRock (https://capitalatlas.ai/funds/blackrock) — Series B