# Final

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/final

- Industry: Software
- Headquarters: Oakland, US
- Website: www.getfinal.com
- Total disclosed funding: $1M
- Latest round: Seed (Jan 27, 2015)
- Investors on record: 8

## About

Final, Inc. is a fintech company dedicated to optimizing digital payment solutions with its flagship product, the Final Visa Card, allowing users to manage transactions securely and efficiently.Founded in 2014 in Oakland, US, Final, Inc. focuses on innovative payment solutions. The company was acquired by Goldman Sachs in January 2018. The founders, Ben Apel and Matthew Rothstein, were involved in other ventures prior to establishing Final, Inc. Throughout its operation, Final, Inc. has successfully completed 5 deals, with the latest funding round amounting to USD 3.00 mn, backed by notable investors such as 1776, DRW Venture Capital, KPCB Edge, and others.Final, Inc. specializes in providing a digital payment solution through its core offering, the Final Visa Card. This card enhances user control over spending by allowing the creation of virtual cards, setting spending limits, and ensuring secure financial management. The company primarily serves tech-savvy consumers in the United States, addressing the need for flexibility in financial management.Final, Inc. generates revenue through transaction fees from the use of the Final Visa Card, as well as potential value-added services for cardholders. The company benefits from merchant fees associated with transactions, establishing a revenue model aligned with trends in digital payment solutions.With the acquisition by Goldman Sachs in January 2018, Final, Inc. is expected to leverage resources for expanding its product offerings and entering new markets. Future plans may include the development of additional innovative financial products, though specific details on upcoming launches are not disclosed. The recent funding will support these initiatives, focusing on enhancing the user experience and broadening market reach.

## Funding rounds

- Seed, Jan 27, 2015, $1M — Ludlow Ventures, Kima Ventures, Y Combinator, T5 Capital Management, Zillionize Angel, 1776, DRW Venture Capital, KPCB Edge

## Investors

- Ludlow Ventures (https://capitalatlas.ai/funds/ludlow-ventures) — Seed
- Kima Ventures (https://capitalatlas.ai/funds/kima-ventures) — Seed
- Y Combinator (https://capitalatlas.ai/funds/y-combinator) — Seed
- T5 Capital Management (https://capitalatlas.ai/funds/t5-capital-management) — Seed
- Zillionize Angel (https://capitalatlas.ai/funds/zillionize-angel) — Seed
- 1776 (https://capitalatlas.ai/funds/1776) — Seed
- DRW Venture Capital (https://capitalatlas.ai/funds/drw-venture-capital) — Seed
- KPCB Edge — Seed