# Exponent Card

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/exponent-card

- Industry: Financial Services
- Headquarters: New York, US
- Website: www.exponentfi.com
- Total disclosed funding: $10M
- Latest round: Series A (May 13, 2026)
- Investors on record: 4

## About

Exponent Card LLC, based in the US, specializes in innovative financial solutions that streamline loan applications and enhance financial management for businesses, particularly franchises and SMEs. Founded in 2023 and headquartered in New York, US, Exponent Card LLC focuses on delivering advanced financial services. The firm has engaged in 3 notable deals and has recently closed a Series A funding round of USD 7.50 mn co-led by Chailease International Financial Leasing Company Limited and Era Funds, marking a significant milestone in its growth trajectory. Sohel Roopani is acts as the CEO.

Exponent Card LLC primarily offers a suite of innovative financial solutions designed to streamline the loan application and financial management processes for businesses. Their core products include a loan automation portal that consolidates the entire loan process into a single digital deal room, enabling seamless document submission, real-time tracking of application status, and efficient communication with underwriters and attorneys. Exponent Financial also provides a charge card service that integrates expense management with automated transaction tracking across different business entities. Their services cater particularly to franchise operations and small to medium-sized enterprises seeking swift access to capital, with an emphasis on transparency and efficiency. Geographically, Exponent Financial's offerings target businesses across the United States, focusing on urban centers with a high density of franchise and retail operations. Exponent Financial generates revenue through its lending services and charge card offerings, which are tailored to meet the needs of their client base. The company's transaction structure typically involves direct lending to businesses, including franchise loans, equipment financing, and refinancing services. Clients utilize the loan automation portal to apply for loans, and once approved, they receive funding that can be accessed quickly. The charge card service allows businesses to manage expenses in real time, with transactions tracked automatically, contributing to the efficiency of financial operations. Revenue is derived from lending fees and potential transaction fees associated with the charge cards, solidifying Exponent Financial's position as a comprehensive provider of financial solutions in the market. Exponent Card LLC is poised for strategic growth, planning to launch upcoming new products aimed at enhancing financial automation and efficiency within the next year. 

The company is also targeting expansion into additional metropolitan markets across the United States by mid-2024, leveraging recent funding of USD 7.50 mn from its Series A round to support these initiatives.

## Funding rounds

- Series A, May 13, 2026, $7.5M — K8 Capital, Chailease International Financial Leasing Company Limited, Inauguration Capital, Era
- Seed, Jun 30, 2023, $2.5M — Era

## Investors

- Era — Seed, Series A
- K8 Capital (https://capitalatlas.ai/funds/k8-capital) — Series A
- Chailease International Financial Leasing Company Limited — Series A
- Inauguration Capital — Series A