# Earlytrade

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/earlytrade

- Industry: Financial Services
- Headquarters: Denver, US
- Website: www.earlytrade.com/
- Total disclosed funding: $30M
- Latest round: Series A (May 29, 2026)
- Investors on record: 5

## About

Based in Colorado, US, incorporated in 2016, Earlytrade is an innovative platform that assists subcontractors in accessing early payments on their invoices. The company was co-founded by Guy Saxelby (CEO as of 2026) and Piers Symons. In May 2026, Early Trade Inc raised USD 16.83 million in series A funding co-led by S3 Ventures and Brick & Mortar Ventures. With participation from Antler. 

Earlytrade primarily offers an innovative early payment platform designed to enhance cash flow management within the construction sector. This platform allows subcontractors to request early payments on their invoices, providing them with immediate liquidity to maintain operational continuity. The service is especially beneficial in an industry where cash flow is critical, helping to mitigate delays in payment cycles often faced by subcontractors. Earlytrade’s offerings include dynamic discounting programs, first introduced in 2018, serving over 100,000 business users across Australia and New Zealand. Major clients include construction firms such as Boral and Richard Crookes Constructions, enabling subcontractors and suppliers to access vital financial resources when needed.

Earlytrade generates revenue through its early payment solutions structured around partnerships with construction firms and their subcontractors. The platform employs a dynamic pricing model where subcontractors can receive early payments at a discount, incentivizing immediate liquidity. Clients engage in B2B partnerships to utilize Earlytrade's services for enhanced cash flow management, paying a fee associated with the early payment process. Though specific pricing details are not publicly disclosed, the flagship offering is based on dynamic discounting, ensuring both Earlytrade and its partners benefit from improved liquidity and operational efficiency.

The company plans to use the May 2026 funding to expand its commercial operations in the US and develop artificial intelligence capabilities within its payments marketplace.

## Funding rounds

- Series A, May 29, 2026, $17M — S3 Ventures, Brick & Mortar Ventures, Antler
- Series A, Jun 30, 2022, $8.9M — Antler, Foundamental
- Seed, May 1, 2019, $4.2M — Shearwater Capital

## Investors

- Shearwater Capital — Seed
- Antler (https://capitalatlas.ai/funds/antler) — Series A
- Foundamental (https://capitalatlas.ai/funds/foundamental) — Series A
- S3 Ventures (https://capitalatlas.ai/funds/s3-ventures) — Series A
- Brick & Mortar Ventures (https://capitalatlas.ai/funds/brick-mortar-ventures) — Series A