# CredResolve

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/credresolve

- Industry: Software
- Headquarters: Gurgaon, India
- Website: www.credresolve.com
- Total disclosed funding: $1.2M
- Latest round: Seed (Feb 22, 2025)
- Investors on record: 3

## About

Based in India, CredResolve, founded in 2023 by Balaji Koustubha and Vijay Kumar in Gurugram, India, provides advanced debt collection services utilizing AI technology to assess borrower engagement. The firm was founded with the aim to innovate within the debt recovery sector. In April 2026, CredResolve raised an undisclosed amount of pre-series A funding led by Merak Ventures, with participation from UNLEASH Capital Partners and CDM Capital.
CredResolve specializes in providing comprehensive debt collection solutions designed to enhance recovery rates across multiple channels, including digital communication, calling, and field collections. Their core offering is an AI-driven platform that assesses borrowers using a Connectivity Confidence Score, which segments them based on their likelihood to engage and repay. This advanced technology allows for optimized communication strategies tailored to individual borrower profiles, significantly improving collection efforts. Additionally, CredResolve offers a mobile field collection app that supports multilingual capabilities and features such as activity tracking and multi-modal payment options, including cash, cheque, and QR codes. The company primarily serves lenders, wellness partners, and borrowers across various regions, focusing on markets that require efficient and compliant debt recovery solutions.
CredResolve operates a revenue model centered around its subscription-based services and partnerships with lenders and wellness organizations. The firm facilitates transactions through its innovative platforms, which streamline the process of debt collection and recovery. Clients are charged based on the services utilized, such as automated digital campaigns and legal notice processing. For instance, lenders engaging the services might initiate a digital campaign for borrower communication, incurring fees related to the specific workflows and features selected. The structure of these transactions emphasizes CredResolve's focus on providing tailored solutions that meet the distinct needs of its clientele while ensuring compliance and cost-effectiveness in debt recovery efforts.
The company plans to use the April 2026 funding to expand into 15 states, scale multilingual artificial intelligence voice capabilities, and build a self-serve platform for lenders.

## Funding rounds

- Seed, Feb 22, 2025, $1.1M — UNLEASH Capital Partners, CDM Capital
- Angel, Jun 1, 2024, $0.1M — PedalStart

## Investors

- PedalStart (https://capitalatlas.ai/funds/pedalstart) — Angel
- UNLEASH Capital Partners (https://capitalatlas.ai/funds/unleash-capital-partners) — Seed
- CDM Capital (https://capitalatlas.ai/funds/cdm-capital) — Seed