# Creditas Solucioes Ltda.

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/creditas-solucioes-ltda

- Industry: Financial Services
- Headquarters: Sao Paulo, Brazil
- Total disclosed funding: $828M
- Latest round: Series F (Jan 25, 2022)
- Investors on record: 24

## About

Based in Sao Paulo, Brazil, and founded in 2012, Creditas Soluções Ltda. operates as a fintech platform. The company was founded by Sergio Furio. In December 2025, Creditas raised USD 108 million in series G funding from AndBank Group. As part of the transaction, VEF converted debt into equity. The series G funding values the company at USD 3.3 billion post money.

Creditas offers a complete ecosystem of financial products designed for different life needs. Its secured lending portfolio includes vehicle-collateral loans of up to R$150,000, property-collateral loans of up to R$3 million, and private payroll loans with fixed installments, low rates, and direct salary deduction. The company also provides auto insurance fully online, offering up to 16 insurer options with flexible, interest-free payment plans. In financing, Creditas helps users compare multibank real-estate financing options across eight banks and also supports used-vehicle financing with document handling and rapid approval. For companies, Creditas offers flexible benefits cards, salary-advance tools, payroll-loan programs, and financial-education initiatives that help organizations improve employee well-being. This integrated portfolio allows Creditas to support customers in emergencies, long-term planning, asset protection, and everyday.

Creditas generates revenue through interest on secured loans, insurance brokerage commissions, real-estate and vehicle financing facilitation, payroll-deducted credit programs, and corporate benefits services.

The company plans to utilize the December 2025 funding to support growth and enhance its financial position alongside the acquisition.

## Funding rounds

- Series F, Jan 25, 2022, $260M — Headline, Wellington Management, Fidelity Investments, QED Investors, Kaszek Ventures, Lightrock, Advent Global Opportunities, SB Investment Advisers, Softbank Latin America Ventures, VEF, Greentrail Capital, Actyus
- Series E, Dec 18, 2020, $255M — Advent International, Amadeus Capital Partners, Headline, Wellington Management, Kaszek Ventures, Lightrock, Tarsadia Investments, Vostok Emerging Finance, SB Investment Advisers, Softbank Latin America Ventures
- Series D, Jun 4, 2019, $231M — Amadeus Capital Partners, Mouro Capital, Vostok Emerging Finance, Softbank Latin America Ventures
- Series C, Apr 17, 2018, $5M — Amadeus Capital Partners, International Finance Corporation, QED Investors, Kaszek Ventures, Mouro Capital, Quona Capital, Prosus Ventures
- Series C, Dec 11, 2017, $50M — International Finance Corporation, QED Investors, Kaszek Ventures, Endeavor Catalyst, Quona Capital, Prosus Ventures, Vostok Emerging Finance
- Series B, Feb 21, 2017, $19M — International Finance Corporation, QED Investors, Kaszek Ventures, Quona Capital, Prosus Ventures, Redpoint eVentures
- Series A, Jun 22, 2016, $4.4M — Kaszek Ventures
- Series A, Aug 3, 2015, $3M — Accion, QED Investors, Redpoint eVentures
- Seed, Jan 1, 2014 — Rockaway

## Investors

- Rockaway (https://capitalatlas.ai/funds/rockaway) — Seed
- Accion (https://capitalatlas.ai/funds/accion) — Series A
- QED Investors (https://capitalatlas.ai/funds/qed-investors) — Series A, Series B, Series C, Series F
- Redpoint eVentures (https://capitalatlas.ai/funds/redpoint-eventures) — Series A, Series B
- Kaszek Ventures (https://capitalatlas.ai/funds/kaszek-ventures) — Series A, Series B, Series C, Series E, Series F
- International Finance Corporation — Series B, Series C
- Quona Capital (https://capitalatlas.ai/funds/quona-capital) — Series B, Series C
- Prosus Ventures (https://capitalatlas.ai/funds/prosus-ventures) — Series B, Series C
- Endeavor Catalyst (https://capitalatlas.ai/funds/endeavor-catalyst) — Series C
- Vostok Emerging Finance — Series C, Series D, Series E
- Amadeus Capital Partners (https://capitalatlas.ai/funds/amadeus-capital-partners) — Series C, Series D, Series E
- Mouro Capital (https://capitalatlas.ai/funds/mouro-capital) — Series C, Series D
- Softbank Latin America Ventures (https://capitalatlas.ai/funds/softbank-latin-america-ventures) — Series D, Series E, Series F
- Advent International (https://capitalatlas.ai/funds/advent-international) — Series E
- Headline (https://capitalatlas.ai/funds/headline) — Series E, Series F
- Wellington Management (https://capitalatlas.ai/funds/wellington-management) — Series E, Series F
- Lightrock (https://capitalatlas.ai/funds/lightrock) — Series E, Series F
- Tarsadia Investments — Series E
- SB Investment Advisers (https://capitalatlas.ai/funds/sb-investment-advisers) — Series E, Series F
- Fidelity Investments (https://capitalatlas.ai/funds/fidelity-investments) — Series F
- Advent Global Opportunities (https://capitalatlas.ai/funds/advent-global-opportunities) — Series F
- VEF (https://capitalatlas.ai/funds/vef) — Series F
- Greentrail Capital (https://capitalatlas.ai/funds/greentrail-capital) — Series F
- Actyus (https://capitalatlas.ai/funds/actyus) — Series F