# Credit Coop

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/credit-coop

- Industry: Software
- Headquarters: US
- Website: www.creditcoop.xyz/
- Total disclosed funding: $4.5M
- Latest round: Seed (Aug 28, 2025)
- Investors on record: 7

## About

CMBT Labs Inc, doing business as Credit Coop operates as a provider of blockchain-based lending solutions, focusing on secured credit through innovative collateral management systems that optimize capital efficiency for businesses. Based in the US, CMBT Labs Inc, doing business as Credit Coop was founded in 2024 and specializes in secured lending via a collateral management system. The company has raised a total of USD 4.5 mn through a SEED funding round completed on August 28, 2025, with participation from investors such as Coinbase Ventures and Lightspeed Venture Partners. Credit Coop offers a unique approach to secured lending with its collateral management system that utilizes smart contracts, allowing borrowers to customize their collateral to reduce over-collateralization. Clients can secure credit with only 25% upfront collateral, targeting businesses in decentralized finance (DeFi) markets like Arbitrum, facilitating enhanced liquidity during critical phases such as product launches.Credit Coop generates revenue through transaction fees associated with its lending services, structured around proprietary smart contracts. Businesses provide collateral in exchange for credit, with the terms dictated by automated smart contracts. Revenue streams may include fees for managing collateral and ongoing monitoring services, ensuring transparency and real-time oversight.In August 2025, Credit Coop raised USD 4.5 mn in SEED funding to enhance its product offerings and support market expansion. The company plans to develop new products aimed at optimizing capital efficiency in the DeFi space and expand its operations into additional geographic markets, focusing on regions with growing decentralized finance ecosystems. The funding will be utilized to support product development and market entry initiatives.

## Funding rounds

- Seed, Aug 28, 2025, $4.5M — Lightspeed Venture Partners, Coinbase Ventures, Maven11 Capital, Signature Ventures, dlab, TRGC, Veris Ventures

## Investors

- Lightspeed Venture Partners (https://capitalatlas.ai/funds/lightspeed-venture-partners) — Seed
- Coinbase Ventures (https://capitalatlas.ai/funds/coinbase-ventures) — Seed
- Maven11 Capital (https://capitalatlas.ai/funds/maven11-capital) — Seed
- Signature Ventures (https://capitalatlas.ai/funds/signature-ventures) — Seed
- dlab (https://capitalatlas.ai/funds/dlab) — Seed
- TRGC (https://capitalatlas.ai/funds/trgc) — Seed
- Veris Ventures (https://capitalatlas.ai/funds/veris-ventures) — Seed