# Copperlane

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/copperlane

- Industry: Financial Services
- Headquarters: San Francisco, US
- Website: www.copperlane.ai
- Total disclosed funding: $4.1M
- Latest round: Seed (Jun 12, 2026)
- Investors on record: 6

## About

Copperlane Inc. is a US-based company specializing in AI-powered mortgage origination solutions that streamline the loan application process for both borrowers and loan officers through advanced automation and intelligent assistance. Founded in 2025 in San Francisco, US, founded by its co-founder than Athan Zhang and Brianna Lin Copperlane Inc. focuses on mortgage origination solutions leveraging artificial intelligence. The company received Seed funding in June 2026, raising USD 4.1 mn led by TQ Ventures, with additional participation from Y Combinator, U.S. News & World Report, L.P., Mercor, Valon Technologies, Inc. and Eight Capital. This capital will support the enhancement of its AI capabilities. Athan Zhang is serving the role of CEO. Copperlane offers an AI-native mortgage origination platform designed to simplify the loan application process for borrowers and loan officers. The platform includes an intelligent assistant that collects necessary documentation, auto-fills forms, and provides instant responses to borrower inquiries, effectively addressing challenges in document retrieval and compliance verification. By dynamically adapting to user inputs, it ensures that borrowers see only relevant questions based on their financial situations. Copperlane primarily serves loan officers and borrowers in the United States, catering to a clientele that includes W-2 employees and self-employed individuals seeking various loan types such as FHA, conventional, and jumbo loans. Copperlane's revenue model is based on a subscription service provided to loan officers and financial institutions utilizing its mortgage origination platform. Clients pay annual licensing fees for access to features like document collection, AI pre-verification, and workflow automation, which streamline the loan processing experience. The platform also supports partnerships with mortgage lenders and banks, enhancing their operational efficiencies while improving the borrower experience. Its flagship offering, the AI assistant named Penny, is an integral part of its service suite. The company will use the June 2026 funding to accelerate product development, expand its team, enhance platform capabilities, scale customer acquisition efforts, strengthen market presence, and support long-term business growth initiatives.

## Funding rounds

- Seed, Jun 12, 2026, $4.1M — Y Combinator, Eight Capital, U.S. News & World Report, L.P., TQ Ventures, Valon Technologies, Inc., Mercor

## Investors

- Y Combinator (https://capitalatlas.ai/funds/y-combinator) — Seed
- Eight Capital — Seed
- U.S. News & World Report, L.P. — Seed
- TQ Ventures (https://capitalatlas.ai/funds/tq-ventures) — Seed
- Valon Technologies, Inc. — Seed
- Mercor — Seed