# Chocolate Finance

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/chocolate-finance

- Industry: Financial Services
- Headquarters: Singapore, Singapore
- Website: www.chocolatefinance.com/
- Total disclosed funding: $34M
- Latest round: Series A (Jul 24, 2025)
- Investors on record: 10

## About

Founded in 2022 and based in Singapore, Chocolate Pte. Ltd., trading as Chocolate Finance, operates as a financial technology company and provides users to track their returns on a daily basis, includes an account registration process, and enables payment options via linked Visa cards. Walter de Oude is the founder of the company. The company provides financial technology products and services. In July 2025, Chocolate Finance raised USD 15 million in series A funding led by new investor Nikko Asset Management, with participation from returning investors Peak XV Partners, Prosus Ventures and Saison Capital. The company plans to use its proceeds from July 2025 funding to accelerate its expansion across Hong Kong.The company plans to use its proceeds from July 2025 funding to accelerate its expansion across Hong Kong.Chocolate Finance offers a digital savings platform that helps users earn returns on idle SGD and USD cash. Its services include high-yield savings products, multi-currency fund access, seamless onboarding, and a user-friendly mobile app. It recently expanded into Hong Kong with regulatory approval.

## Funding rounds

- Series A, Jul 24, 2025, $15M — Amova Asset Management, Prosus Ventures, Saison Capital, Peak XV Partners
- Series A, Aug 22, 2022, $19M — Hong Shan, Global Founders Capital, Orion Advisor Solutions, Prosus Ventures, Naspers, Ion Pacific, Saison Capital, DARA Holdings

## Investors

- Hong Shan — Series A
- Global Founders Capital (https://capitalatlas.ai/funds/global-founders-capital) — Series A
- Orion Advisor Solutions — Series A
- Prosus Ventures (https://capitalatlas.ai/funds/prosus-ventures) — Series A
- Naspers — Series A
- Ion Pacific (https://capitalatlas.ai/funds/ion-pacific) — Series A
- Saison Capital (https://capitalatlas.ai/funds/saison-capital) — Series A
- DARA Holdings — Series A
- Amova Asset Management (https://capitalatlas.ai/funds/amova-asset-management) — Series A
- Peak XV Partners (https://capitalatlas.ai/funds/peak-xv-partners) — Series A