# Chime Financial

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/chime-financial

- Industry: Financial Services
- Headquarters: San Francisco, US
- Website: www.chime.com
- Total disclosed funding: $2.1B
- Latest round: Series G (Aug 6, 2021)
- Investors on record: 26

## About

Founded in 2012 and based in San Francisco, CA, Chime Financial, Inc. is a financial technology company that provides innovative banking solutions, prioritizing free-free financial management and accessible services for everyday consumers. The company was co-founded by Chris Britt and Ryan King. Chime Financial, Inc. has raised a total of USD 2.64 billion across 11 rounds of funding. The company is valued at USD 11.6 billion as of June 2025. Chime Financial, Inc. offers a comprehensive suite of banking services aimed at facilitating fee-free financial management. Its key products include the Chime Checking Account, which allows users to manage their funds without incurring monthly fees or overdraft charges. The MyPay feature provides members access to up to USD 500 of their paycheck before payday, assisting users during financial crunches. Furthermore, the Chime Credit Builder secured card enables users to build credit history without interest or annual fees. Chime partners with The Bancorp Bank, N.A. and Stride Bank, N.A. to streamline banking processes and improve financial literacy among its customers in the United States. The company's revenue model relies heavily on interchange fees generated from debit card transactions, while also integrating direct-to-consumer sales strategies to eliminate traditional banking fees. Chime Financial, Inc. aims to enhance its product offerings and expand its market reach. The company is set to launch several new products in the upcoming year, although specific release dates have not been disclosed. Furthermore, Chime plans to penetrate new markets, targeting regions with growing populations of potential users.

## Funding rounds

- Series G, Aug 6, 2021, $578M — Hong Shan, General Atlantic, Tiger Global Management, Dragoneer Investment Group, SB Investment Advisers
- Series F, Oct 15, 2020, $68M — Skip Capital
- Series F, Sep 18, 2020, $466M — General Atlantic, Tiger Global Management, Baillie Gifford, Coatue Management, DST Global, Whale Rock Capital Partners, ICONIQ Capital, Light Street Capital Management, Dragoneer Investment Group, Access Technology Ventures
- Series E, Mar 5, 2020, $200M — Menlo Ventures, General Atlantic, Coatue Management, DST Global, ICONIQ Capital, Dragoneer Investment Group, Access Technology Ventures
- Series E, Nov 20, 2019, $500M — Menlo Ventures, General Atlantic, Coatue Management, DST Global, ICONIQ Capital, Dragoneer Investment Group, Access Technology Ventures
- Series D, Mar 5, 2019, $200M — Menlo Ventures, General Atlantic, Cathay Capital, Forerunner Ventures, Coatue Management, DST Global, ICONIQ Capital, Dragoneer Investment Group
- Series C, May 16, 2018, $70M — Menlo Ventures, Crosslink Capital, Cathay Capital, Forerunner Ventures, Northwestern Mutual Capital, Omidyar Network, Aspect Ventures
- Series B, Sep 27, 2017, $18M — Crosslink Capital, Cathay Capital, Forerunner Ventures, Omidyar Network, Homebrew, Aspect Ventures, Clocktower Technology Ventures, Future Ventures
- Series A, May 13, 2016, $6M — Crosslink Capital, Forerunner Ventures, PivotNorth Capital, Homebrew, Aspect Ventures
- Series A, Nov 5, 2014, $8M — Crosslink Capital, Forerunner Ventures, PivotNorth Capital, Homebrew
- Seed, Sep 24, 2012, $3.8M — IrishAngels, Amino Capital

## Investors

- IrishAngels (https://capitalatlas.ai/funds/irishangels) — Seed
- Amino Capital (https://capitalatlas.ai/funds/amino-capital) — Seed
- Crosslink Capital (https://capitalatlas.ai/funds/crosslink-capital) — Series A, Series B, Series C
- Forerunner Ventures (https://capitalatlas.ai/funds/forerunner-ventures) — Series A, Series B, Series C, Series D
- PivotNorth Capital (https://capitalatlas.ai/funds/pivotnorth-capital) — Series A
- Homebrew (https://capitalatlas.ai/funds/homebrew) — Series A, Series B
- Aspect Ventures (https://capitalatlas.ai/funds/aspect-ventures) — Series A, Series B, Series C
- Cathay Capital — Series B, Series C, Series D
- Omidyar Network (https://capitalatlas.ai/funds/omidyar-network) — Series B, Series C
- Clocktower Technology Ventures (https://capitalatlas.ai/funds/clocktower-technology-ventures) — Series B
- Future Ventures — Series B
- Menlo Ventures (https://capitalatlas.ai/funds/menlo-ventures) — Series C, Series D, Series E
- Northwestern Mutual Capital (https://capitalatlas.ai/funds/northwestern-mutual-capital) — Series C
- General Atlantic (https://capitalatlas.ai/funds/general-atlantic) — Series D, Series E, Series F, Series G
- Coatue Management (https://capitalatlas.ai/funds/coatue-management) — Series D, Series E, Series F
- DST Global (https://capitalatlas.ai/funds/dst-global) — Series D, Series E, Series F
- ICONIQ Capital (https://capitalatlas.ai/funds/iconiq-capital) — Series D, Series E, Series F
- Dragoneer Investment Group (https://capitalatlas.ai/funds/dragoneer-investment-group) — Series D, Series E, Series F, Series G
- Access Technology Ventures (https://capitalatlas.ai/funds/access-technology-ventures) — Series E, Series F
- Tiger Global Management (https://capitalatlas.ai/funds/tiger-global-management) — Series F, Series G
- Baillie Gifford (https://capitalatlas.ai/funds/baillie-gifford) — Series F
- Whale Rock Capital Partners — Series F
- Light Street Capital Management (https://capitalatlas.ai/funds/light-street-capital-management) — Series F
- Skip Capital (https://capitalatlas.ai/funds/skip-capital) — Series F
- Hong Shan — Series G
- SB Investment Advisers (https://capitalatlas.ai/funds/sb-investment-advisers) — Series G