# Bloom Credit

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/bloom-credit

- Industry: Financial Services
- Headquarters: Chicago, US
- Website: www.bloomcredit.io/
- Total disclosed funding: $11M
- Latest round: Series A (Oct 8, 2020)
- Investors on record: 6

## About

Bloom Credit, Inc. is a US-based company that provides innovative credit data solutions to financial institutions, facilitating the launch of new financial products through advanced API integrations.Founded in 2016 and headquartered in Chicago, US, Bloom Credit, Inc. specializes in credit data solutions for banks and credit unions. The company has raised a total of USD 10.5 mn in funding, with its most recent deal occurring in April 2025, led by Crosslink Capital, and included participation from Connecticut Innovations, Allegis Capital, and Commerce Ventures. The founders include Ajay Rajani and Matt Harris, with Christian Widhalm serving as CEO.Bloom Credit offers a robust Application Programming Interface (API) designed to streamline the onboarding process for financial institutions. Their services include credit reporting, dispute management, and ensuring compliance with regulatory standards. By targeting a diverse clientele ranging from small fintech startups to established banks, Bloom Credit empowers these organizations to create competitive credit products while simplifying credit data management.Bloom Credit generates revenue through a tiered subscription pricing model for its API services, allowing clients to pay based on the volume of data requests and features utilized. This model supports a variety of clients, enabling them to manage credit reporting efficiently while adhering to industry regulations.Following the recent funding of USD 10.5 mn raised in April 2025, Bloom Credit plans to expand its team and enhance its technology and go-to-market strategy for credit data solutions. The company aims to introduce new products and expand its presence in the US and select international markets, focused on improving their service offerings and operational capabilities.

## Funding rounds

- Series A, Oct 8, 2020, $8.7M — Resolute Ventures, Slow, Commerce Ventures, Allegis Capital
- Seed, Aug 30, 2018, $1.9M — 500 Global, Resolute Ventures, Slow, Kindred Ventures

## Investors

- 500 Global (https://capitalatlas.ai/funds/500-global) — Seed
- Resolute Ventures (https://capitalatlas.ai/funds/resolute-ventures) — Seed, Series A
- Slow (https://capitalatlas.ai/funds/slow) — Seed, Series A
- Kindred Ventures (https://capitalatlas.ai/funds/kindred-ventures) — Seed
- Commerce Ventures (https://capitalatlas.ai/funds/commerce-ventures) — Series A
- Allegis Capital — Series A