# Bidfinance

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/bidfinance

- Industry: Financial Services
- Headquarters: Krakow, Poland
- Website: www.bidfinance.eu/
- Total disclosed funding: $1.8M
- Latest round: Seed (Apr 15, 2025)
- Investors on record: 3

## About

Bidfinance is a Polish company that facilitates the buying and selling of debt portfolios via a real-time auction platform, enhancing transaction efficiency for both buyers and sellers.Bidfinance, founded in 2022 in Warsaw, Poland, operates a digital marketplace for debt portfolio auctions. It has completed 1 deal, with its most recent deal occurring on April 15, 2025. The company raised EUR 1.6 million in Seed funding from 4growth VC, Digital Ocean Ventures, and FundingBox, totaling EUR 1.6 million raised. The founder's history is not available.BidFinance specializes in facilitating the buying and selling of debt portfolios through a real-time auction platform, optimizing the transaction process for both sellers and buyers. The platform connects sellers, including banks and telecoms, with buyers such as debt collection companies and investment funds. Sellers prepare their debt portfolios and set auction parameters, while buyers access detailed portfolio information via a Virtual Data Room (VDR) and engage in Q&A sessions with sellers. Operating primarily in Poland, BidFinance seeks to expand into international markets, providing a transparent and efficient auction process that ensures data security and fosters communication between all parties involved.BidFinance generates revenue through transaction fees associated with auctions held on its platform. Sellers list their debt portfolios for auction, attracting bids from pre-approved buyers. After the auction concludes, sellers select the best offers, and successful buyers finalize agreements directly with them. This B2B model allows the company to benefit from the transaction volume facilitated through its platform.In April 2025, Bidfinance raised EUR 1.6 million in Seed funding from investors including 4growth VC, FundingBox, and Digital Ocean Ventures. The funding will be utilized to expand into the Nordic countries, where annual unsecured debt sales are estimated at EUR 8-10 billion.

## Funding rounds

- Seed, Apr 15, 2025, $1.8M — FundingBox, 4growth VC, Digital Ocean Ventures

## Investors

- FundingBox (https://capitalatlas.ai/funds/fundingbox) — Seed
- 4growth VC (https://capitalatlas.ai/funds/4growth-vc) — Seed
- Digital Ocean Ventures (https://capitalatlas.ai/funds/digital-ocean-ventures) — Seed