# Banxware

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/banxware

- Industry: Financial Services
- Headquarters: Berlin, Germany
- Website: www.banxware.com
- Total disclosed funding: $32M
- Latest round: Series A (Nov 22, 2023)
- Investors on record: 11

## About

Based in Germany, Banxware GmbH offers advanced embedded lending solutions, empowering B2B platforms with immediate capital access for their customers, enhancing financial services across various sectors.Founded in 2020 and headquartered in Berlin, Germany, Banxware GmbH is dedicated to providing embedded lending solutions. The company was established by Fabian Heiß, Jens Roehrborn, and Miriam Wohlfarth. Banxware has successfully raised a total of EUR 10.00 mn in funding, with its most recent funding round occurring on June 3, 2025, where it secured EUR 10.00 mn from UniCredit Group.Banxware specializes in embedded lending solutions tailored for B2B platforms, enabling businesses to offer immediate capital access for their customers. Their main offering is an embeddable lending platform that facilitates personalized loans and credit lines between €1,000 and €5 million. Utilizing transactional data, the loan application process is streamlined to just a few minutes, ensuring instant payouts and flexible funding options. The company targets a wide range of clients, including banks, neo-banks, loan brokers, accounting and payment platforms, e-commerce sites, and Software-as-a-Service (SaaS) providers mainly within Europe, thereby enhancing customer satisfaction through higher loan acceptance rates.Banxware's revenue model centers on partnerships with various financial and business service providers, earning commissions from loan applications processed via their platform. The company manages the entire loan process, including applications, compliance, and management, while partner platforms deliver these financing solutions to their users. This collaborative approach fosters a seamless experience for partners and customers alike, ultimately enhancing user loyalty and retention. Revenue is generated through lending services, providing partners with increased customer lifetime value and reduced churn by integrating financing solutions into their offerings.In June 2025, Banxware GmbH raised EUR 10.00 mn in venture funding from returning investor UniCredit Group. The funding will be utilized to support the company’s expansion plans, enhance product innovation, and improve lending capabilities. Future initiatives include launching new products designed to further integrate financing solutions into their partner platforms and expanding into additional European markets to reach a broader customer base.

## Funding rounds

- Series A, Nov 22, 2023, $16M — UniCredit Group, Force Over Mass Capital, Redstone, Dogan Online, 13books Capital, Fabrick SpA, SixVenture GmbH
- Seed, Dec 17, 2021, $11M — High-Tech Gruenderfonds, Force Over Mass Capital, Redstone, Varengold Bank, Fin Capital, Dogan Online, 13books Capital, D4 Ventures
- Seed, Feb 3, 2021, $4.8M — High-Tech Gruenderfonds, Force Over Mass Capital, Redstone, 13books Capital, SixVenture GmbH

## Investors

- High-Tech Gruenderfonds (https://capitalatlas.ai/funds/high-tech-gruenderfonds) — Seed
- Force Over Mass Capital (https://capitalatlas.ai/funds/force-over-mass-capital) — Seed, Series A
- Redstone (https://capitalatlas.ai/funds/redstone) — Seed, Series A
- 13books Capital (https://capitalatlas.ai/funds/13books-capital) — Seed, Series A
- SixVenture GmbH — Seed, Series A
- Varengold Bank — Seed
- Fin Capital (https://capitalatlas.ai/funds/fin-capital) — Seed
- Dogan Online — Seed, Series A
- D4 Ventures (https://capitalatlas.ai/funds/d4-ventures) — Seed
- UniCredit Group — Series A
- Fabrick SpA — Series A