# 4G Capital

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/4g-capital

- Industry: Financial Services
- Headquarters: Jersey
- Website: www.4g-capital.com
- Total disclosed funding: $19M
- Latest round: Series C (Mar 15, 2022)
- Investors on record: 1

## About

Founded in 2013 and based in Jersey, Fourth Generation Capital Group Limited, trading as 4G Capital is a market leader in the fintech financial inclusion in Africa. 4G Capital has operations centers in Nairobi, Kenya and Kampala, Uganda. Its holding company is headquartered in Jersey, Channel Islands with an international management board and Executive Committee (Exco). In 2020, the company partnered with Mastercard Foundation and Citi Bank Kenya. In that same year 4G Capital introduced NxtGen off balance-sheet lending. In March 2026, 4G Capital raised USD 2 million in venture funding.

The company offers short-term loans to micro-enterprises with integrated business training to increase financial competence and deliver extraordinary customer growth. The firm’s proprietorial machine learning technology delivers fidelity insights from data-dark sectors. 4G Capital designs scalable credit products and services optimized for clients’ business risks, timescales, and affordability. The firm is regulated by the regulated by the Central Bank of Kenya.

The company will use the March 2026 funding to scale its operations and expand its market reach globally.

## Funding rounds

- Series C, Mar 15, 2022, $19M — Lightrock

## Investors

- Lightrock (https://capitalatlas.ai/funds/lightrock) — Series C