# 3Jane

Startup profile on Capital Atlas: https://capitalatlas.ai/startups/3jane

- Industry: Financial Services
- Headquarters: UK
- Website: www.3jane.xyz/
- Total disclosed funding: $5.2M
- Latest round: Seed (Jun 4, 2025)
- Investors on record: 6

## About

Based in the UK, 3Jane is a decentralized finance (DeFi) protocol that operates a credit-based money market. In May 2025, 3Jane raised USD 5.2 million in seed funding led by Paradigm, with participation from Breed VC, Bodhi Ventures, Robot Ventures, Coinbase Ventures, and Wintermute Ventures.

The firm enables users to borrow digital assets, such as USDC, against their future yield potential rather than traditional collateral. The platform issues USD3, a token backed by a pool of credit lines extended to crypto users and AI agents, underwritten using verifiable credit scores and asset data. Users can stake USD3 for leveraged exposure or access cash advances without upfront collateral. The protocol integrates with various DeFi and financial infrastructure providers to support its credit evaluation and lending mechanisms.

## Funding rounds

- Seed, Jun 4, 2025, $5.2M — Coinbase Ventures, Robot Ventures, Paradigm, Wintermute Ventures, Breed VC, Bodhi Ventures

## Investors

- Coinbase Ventures (https://capitalatlas.ai/funds/coinbase-ventures) — Seed
- Robot Ventures (https://capitalatlas.ai/funds/robot-ventures) — Seed
- Paradigm (https://capitalatlas.ai/funds/paradigm) — Seed
- Wintermute Ventures (https://capitalatlas.ai/funds/wintermute-ventures) — Seed
- Breed VC (https://capitalatlas.ai/funds/breed-vc) — Seed
- Bodhi Ventures (https://capitalatlas.ai/funds/bodhi-ventures) — Seed